3103 Stonebridge Pl, Festus, MO 63028 Property Records

Jefferson County property record for 3103 Stonebridge Pl, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	3,799 sqft · built 2014
Lot Size	2.73 acres (118,919 sqft)
Owner	2 Individual Names on Record
Last Sale	$628,425 (May 2024)
Tax Bill	$5,210 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jan 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-8.0-27.0-0-000-001.19`

Property Details

APN / Parcel Number

Primary APN	`19-8.0-27.0-0-000-001.19`
Alternative APN	`1980270 00119`

Interior

Stories	1 Story
Building Area	3,799 sqft Living Area
Gross Area	4,451 sqft
1st Floor Area	3,799 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Frame
Foundation Type	Raised
Lot Area	118,919 sqft
Garage Type	Attached
Garage Area	652 sqft
Pool Type	Pool Type
Pool Area	1,810 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	3103 STONEBRIDGE PL
City	FESTUS
State	MO
Zip	63028-4156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEBRIDGE PLACE 1 LOT 49
Legal Range	6E
Legal Township	40N
Legal Section	27
Legal Subdivision	STONEBRIDGE PLACE 1
Legal Block	2
Legal Lot Number	49
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2009
Census Tract	701404

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3103 STONEBRIDGE PL, FESTUS, MO 63028-4156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jan 11, 2022	Deed of Trust, Mortgage · Line of Credit VANTAGE CU
Sep 10, 2021	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Feb 24, 2020	Deed of Trust, Mortgage · VA Mortgage PLANET HM LNDG
May 31, 2019	Warranty Deed, Transfer · VA Mortgage HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2024 · Amount on Record
Deed Sale	May 17, 2024 · Amount on Record
Prior Sale	May 31, 2019 · Amount on Record
Deed Document Number	202411886
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Oct 7, 2026
Property Address	3103 STONEBRIDGE PL, FESTUS, MO 63028-4156
Document Number	0000027728
Instrument Date	Sep 29, 2026
Instrument	202627728
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027728,
Date	Oct 7, 2026
Instrument	202627728

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2056

Interest

Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3103 STONEBRIDGE PL, FESTUS, MO 63028-4156
Transaction Type	Mortgage
Record Updated	Jan 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 STONEBRIDGE PL, FESTUS, MO 63028-4156

Mortgage

Document Number	0000001355
Date	Jan 11, 2022
Instrument	2022R-001355

Lender

Name	VANTAGE CU
Type	Credit Union
Address	SAINT CHARLES, MO 63304

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	288 Months
Due	Jan 6, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3103 STONEBRIDGE PL, FESTUS, MO 63028-4156
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	TITLE365 ORIGINATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 STONEBRIDGE PL, FESTUS, MO 63028-4156

Mortgage

Document Number	2021R039807
Date	Sep 10, 2021
Instrument	2021R-039807

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3103 STONEBRIDGE PL, FESTUS, MO 63028-4156
Document Number	0000007662
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 9, 2020
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3103 STONEBRIDGE PL FESTUS MO 630284156, FESTUS, MO 63028-4156

Mortgage

Document Number	0000007662
Date	Mar 4, 2020
Instrument	7662

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 31, 2019
Property Address	3103 STONEBRIDGE PL, FESTUS, MO 63028-4156
Document Number	0000015398
Instrument Date	May 23, 2019
Instrument	15398
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3103 STONEBRIDGE PL FESTUS MO 630284156, FESTUS, MO 63028-4156

Mortgage

Document Number	15399
Date	May 31, 2019
Instrument	15399

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,000 (-) Land $13,400 Building $68,600	$431,400 (-) Land $70,400 Building $361,000
2025	$5,210.00 (+23.14%)	$82,000 (+23.87%) Land $13,400 Building $68,600	$431,400 (-) Land $70,400 Building $361,000
2024	$4,231.00 (+0.07%)		$431,400 (+23.89%) Land $70,400 Building $361,000
2023	$4,228.00	$66,200 Land $13,400 Building $52,800	$348,200 Land $70,400 Building $277,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Brown Dog Networks Fixed Wireless	50 / 10

May also be available: AT&T, Lightwave Communications, Wisper ISP.

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