3103 Stephanie Loop NE, Lacey (Olympia), WA 98516 Property Records

Thurston County property record for 3103 Stephanie Loop NE, Lacey, WA 98516

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,608 sqft · built 2022
Lot Size0.156 acres (6,786 sqft)
Owner2 Individual Names on Record
Last Sale$680,000 (Oct 2024)
Tax Bill$10 (2026)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN65210003800

Property Details

APN / Parcel Number

Primary APN65210003800

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area2,608 sqft Living Area
Gross Area3,216 sqft
1st Floor Area1,252 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleBi-Level
Exterior MaterialConcrete
Roof TypeGable
Roof MaterialConcrete
Lot Area6,786 sqft (0.156 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area188 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Street Address3103 STEPHANIE LOOP NE
CityLACEY
StateWA
Zip98516-6008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 1 TOWNSHIP 18 RANGE 1W QUARTER SW NE PLAT NISQUALLY PLACE LT 38 DOCUMENT 4888891
Legal SubdivisionNISQUALLY PLACE
Legal Block1
Legal Lot Number38
JurisdictionTHURSTON WA
Township / Civil DivisionOLYMPIA
Census Block Group1
Census Block1025
Census Tract12226

Owner

Source: Thurston County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address828 ASHLYNN CT NW, OLYMPIA, WA 98502-4192
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2024 · Amount on Record
Deed SaleOct 25, 2024 · Amount on Record
Prior SaleOct 7, 2022 · Amount on Record
Deed Document Number20245034588
Record UpdatedSep 20, 2026

October 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateOct 7, 2022
Property Address3103 STEPHANIE LOOP NE, LACEY, WA 98516-6008
Document Number0004954279
Map ReferenceFILE 4888891
Instrument DateSep 30, 2022
Instrument4954279
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 9, 2024
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$11,060.71
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3103 STEPHANIE LOOP NE, LACEY, WA 98516-6008

Mortgage

Document Number0004954280
DateOct 7, 2022
Instrument4954280
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateWashington
CountyThurston County
MunicipalityLacey City
Unified School DistrictNorth Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10.00 (-99.83%)
2025$664,000 Land $142,800 Building $521,200$664,000 Land $142,800 Building $521,200
2024$5,985.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY WATER DEPARTMENT
serves 105,178 people · EPA ID WA5343500
Water SourceGroundwater
Last State InspectionAug 2022

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Verizon.

Nearby Properties on Stephanie Loop NE

Nearby Streets

Search Property Records by Address or Parcel Number