Bedford County property record for 3103 Spinnaker Pt, Forest, VA 24551
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,067 sqft · built 1988 |
| Owner | Individual Name on File |
| Last Sale | $159,000 (Apr 2021) |
| Tax Bill | $743 (2023) |
| Deeds & Mortgages | Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 101E 6 3103 |
| Primary APN | 101E 6 3103 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,067 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 474320 |
|---|---|
| Street Address | 3103 SPINNAKER PT |
| City | FOREST |
| State | VA |
| Zip | 24551-1943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPINNAKER POINTUNIT 3103 |
| Legal Subdivision | SPINNAKER |
| Legal Unit | 3103 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 30103 |
3103 Spinnaker Pt is owned and occupied by an individual who bought it in April 2021.
Source: Bedford County records, as of August 14, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 203 LAKE RIDGE DR, FOREST, VA 24551-1021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2021 · Amount on File |
| Deed Sale | Apr 21, 2021 · Amount on File |
| Prior Sale | Jun 27, 2014 · Amount on File |
| Deed Document Number | 210005993 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Apr 21, 2021 |
| Property Address | 3103 SPINNAKER PT, FOREST, VA 24551-1943 |
| Document Number | 0210005993 |
| Instrument Date | Apr 20, 2021 |
| Instrument | 210005993 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 LAKE RIDGE DR, FOREST, VA 24551-1021 |
Source: Bedford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $743.00 Additional exemption filed | $90,650 | $181,300 Land $40,000 Building $141,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3103 Spinnaker Pt in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3103 Spinnaker Pt is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Glo Fiber Cable | 1,200 / 50 |
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