3103 Silver Palm Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3103 Silver Palm Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,898 sqft · built 1987
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (May 2023)
Tax Bill	$4,456 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`8402-01-14-7320`

Property Details

APN / Parcel Number

Primary APN	`8402-01-14-7320`
Alternative APNs	`34180201147320` `02183401147320` `3961153.0` `3961153`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,898 sqft Living Area
Gross Area	2,410 sqft
1st Floor Area	1,898 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1993
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Finished/Open Porch
Porch Area	271 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3961153
Street Address	3103 SILVER PALM DR
City	EDGEWATER
State	FL
Zip	32141-6003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 14732 TO 14734 INC BLK 472 FLORIDA SHORES NO 25 MB 19 PG 245 PER OR 4623 PG 0612 PER MC PER OR 7101 PG 0357 PER OR 8412 PG 2644
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	472
Legal Lot Number	14732
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1004
Census Tract	83007

Owner

Source: Volusia County records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3103 SILVER PALM DR, EDGEWATER, FL 32141-6003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
May 26, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Prior Sale	Apr 2, 2015 · Amount on Record
Deed Document Number	2023108891
Deed Book / Page	8412 / 2644
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Recording Date	Apr 22, 2026
Property Address	3103 SILVER PALM DR, EDGEWATER, FL 32141-6003
Document Number	0000072742
Book / Page	8844 / 1
Instrument Date	Apr 14, 2026
Instrument	202672742
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	POST SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 SILVER PALM DR, EDGEWATER, FL 32141-6003

Mortgage

Document Number	0000072742,
Date	Apr 22, 2026
Book Page	8844/1
Instrument	202672742

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	May 1, 2066

Interest

Rate	6.22%
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 26, 2023
Property Address	3103 SILVER PALM DR, EDGEWATER, FL 32141-6003
Document Number	0084122644
Book / Page	8412 / 2644
Map Reference	MB 19 PG 245
Instrument Date	May 25, 2023
Instrument	2023108891
Transaction Type	Transfer
Record Updated	Jun 22, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Tax	$2,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	337 WATER LANDING DR, OAK HILL, FL 32759-9566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 SILVER PALM DR, EDGEWATER, FL 32141-6003

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,069 (+1.25%) Land $64,800 Building $231,269	$296,069 (+1.25%) Land $64,800 Building $231,269
2025	$4,456.00 (+80.84%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$292,424 (+71.09%) Land $64,800 Building $227,624	$292,424 (+5.4%) Land $64,800 Building $227,624
2023	$2,464.00 (+2.62%) Homeowner's exemption	$170,916 (+3%)	$277,440 (+12.77%) Land $51,000 Building $226,440
2022	$2,401.00 Homeowner's exemption	$165,938	$246,022 Land $44,400 Building $201,622

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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