3103 SE Jefferson St, Stuart, FL 34997 Property Records

Martin County property record for 3103 SE Jefferson St, Stuart, FL 34997

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,704 sqft · built 1975
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on Record
Last Sale	$583,000 (Jan 2025)
Tax Bill	$7,090 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-38-41-007-180-0012.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`37-38-41-007-180-0012.0-4-0000`
Alternative APNs	`37-38-41-007-180-00120-4` `34150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Units	3 Units
Stories	1 Story
Building Area	2,704 sqft Living Area
Gross Area	3,304 sqft
1st Floor Area	2,704 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	600 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34150
Street Address	3103 SE JEFFERSON ST
City	STUART
State	FL
Zip	34997-5255
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3B
Legal Description	GOLDEN GATE E 1/2 OF LOT 12 & ALL LOT 14 BLK 180
Legal Range	41E
Legal Township	38S
Legal Section	37
Legal Subdivision	GOLDEN GATE
Legal Block	180
Legal Lot Number	12,14
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1037
Census Tract	1301

Owner

Source: Martin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3103 SE JEFFERSON ST, STUART, FL 34997-5255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC
Dec 27, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2025 · Amount on Record
Deed Sale	Jan 13, 2025 · Amount on Record
Prior Sale	Jan 20, 2023 · Amount on Record
Deed Document Number	20253108668
Deed Book / Page	3477 / 2557
Prior Transfer Date	Feb 1, 2002
Prior Transfer Doc	0001551270
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 20, 2023
Property Address	3103 SE JEFFERSON ST, STUART, FL 34997-5255
Document Number	0033551518
Book / Page	3355 / 1518
Map Reference	MB 11 PG 41
Instrument Date	Dec 16, 2022
Instrument	2998415
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 SE 1ST ST, DELRAY BEACH, FL 33483-4540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 SE JEFFERSON ST, STUART, FL 34997-5255

Mortgage

Document Number	0033551520
Date	Jan 20, 2023
Instrument	3355/1520

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 27, 2021
Property Address	3103 SE JEFFERSON ST, STUART, FL 34997-5255
Document Number	0032812109
Book / Page	3281 / 2109
Map Reference	MB 11 PG 41
Instrument Date	Dec 21, 2021
Instrument	2933717
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	PROPERTY TRANSFER SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,811.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 S 17TH ST, 321, FORT PIERCE, FL 34950-3821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 SE 1ST ST, DELRAY BEACH, FL 33483-4540
Investor	Possibly a Property Investor

Mortgage

Document Number	0032812111
Date	Dec 27, 2021
Book Page	3281/2111
Instrument	2933718

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,090.00 (+7.75%) Additional exemption filed	$372,750 (+13.65%)	$609,840 (+53.84%) Land $80,000 Building $529,840
2024	$6,580.00 (+4.98%)
2023	$6,268.00 (-7.9%) Additional exemption filed	$327,978 (+2%)	$396,400 (+23.27%) Land $65,000 Building $331,400
2022	$6,806.00	$321,560 Land $65,000 Building $256,560	$321,560 Land $65,000 Building $256,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1995–2008)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

Nearby Properties on SE Jefferson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures