3103 S Norfolk, Cushing, OK 74023 Property Records

Payne County property record for 3103 S Norfolk, Cushing, OK 74023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,885 sqft · built 2007
Lot Size	5.38 acres (234,353 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,947 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17N06E-18-3-00000-000-0506`

Property Details

APN / Parcel Number

Primary APN	`17N06E-18-3-00000-000-0506`
Alternative APNs	`600060585` `60585`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,885 sqft Living Area
1st Floor Area	1,885 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	234,353 sqft (5.38 acres)
Garage Type	Attached
Garage Area	464 sqft

Exterior Amenities

Porch	Slab
Porch Area	214 sqft
Shed	1 Shed
Shed Area	200 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	60585
Street Address	3103 S NORFOLK
City	CUSHING
State	OK
Zip	74023-5544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18-17N-06E C-506 (5.38ACM/L) BEG 981.6'N SW/C SW/4; N-330' E-710' S-330' W-710' POB
Legal Range	06E
Legal Township	17N
Legal Section	18
Legal Subdivision	17N-06E
Jurisdiction	PAYNE OK
Township / Civil Division	CUSHING
Census Block Group	1
Census Block	1057
Census Tract	11301

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3103 S NORFOLK, CUSHING, OK 74023-5544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST CO
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage TULSA TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 30, 2019
Transfer Doc	0025250468
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	3103 S NORFOLK, CUSHING, OK 74023-5544
Transaction Type	Mortgage
Record Updated	Apr 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027400764
Date	Mar 14, 2023
Book Page	2740/764
Instrument	I-2023-002177

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	STROUD, OK 74079

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 8, 2043

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	3103 S NORFOLK, CUSHING, OK 74023-5544
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	INTEGRITY TITLE AND CLOSING, INTEGRITY TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026360236
Date	Jun 10, 2021
Book Page	2636/236
Instrument	2021-007413

Lender

Name	TULSA TEACHERS CU
Type	Credit Union
Address	TULSA, OK 74133

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Cushing Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,638 (+6.09%) Land $4,248 Building $19,390	$207,359 (-35.47%) Land $37,271 Building $170,088
2025	$1,947.00 (+7.93%) Homeowner's exemption	$22,282 (-) Land $2,852 Building $19,430
2024	$1,804.00 (+23.82%) Homeowner's exemption	$22,282 (+21.88%) Land $2,852 Building $19,430	$321,330 (+21.68%) Land $41,130 Building $280,200
2023	$1,457.00 (+2.03%) Homeowner's exemption	$18,282 (+3%) Land $2,697 Building $15,585	$264,070 (+1%) Land $38,960 Building $225,110
2022	$1,428.00 Homeowner's exemption	$17,750 Land $2,776 Building $14,974	$240,060 Land $37,550 Building $202,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 73% of Oklahoma
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN CO RW & SEWER DIST 4 serves 2,525 people · EPA ID OK2004105
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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