3103 S Lois Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 3103 S Lois Ln, Gilbert, AZ 85295

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,536 sqft · built 2005
Lot Size0.087 acres (3,825 sqft)
OwnerTrust Name on File
Last Sale$260,000 (Mar 2016)
Tax Bill$2,061 (2025)
Deeds & MortgagesMay 2023 Transfer
Sep 2022 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APN304-45-511

Property Details

APN / Parcel Number

Primary APN304-45-511

Interior

Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area2,536 sqft Living Area
1st Floor Area1,344 sqft
2nd Floor Area1,192 sqft

Exterior

Year BuiltBuilt 2005
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area3,825 sqft (0.087 acres)
Parking Spaces2 Parking Spaces
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address3103 S LOIS LN
CityGILBERT
StateAZ
Zip85295-8341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionSPECTRUM AT VAL VISTA PARCEL 20 MCR 573-43
Legal Range06E
Legal Township01S
Legal Section32
Legal QuarterSW
Quarter-Quarter SectionSE
Legal SubdivisionSPECTRUM AT VAL VISTA PARCEL 20
Legal Lot Number86
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2000
Census Tract815402

Owner

3103 S Lois Ln is owner-occupied and held in a trust since May 2023.

Source: Maricopa County records, as of November 20, 2025

Owner of RecordTrust Name on File
Co-owner2 Co-owners on File
Mailing Address3103 S LOIS LN, GILBERT, AZ 85295-8341
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 2, 2023Intrafamily Transfer, Transfer
Sep 29, 2022Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Apr 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleMar 29, 2016 · Amount on File
Deed SaleMar 29, 2016 · Amount on File
Prior SaleMar 29, 2016 · Amount on File
Deed Document Number0000202312
Last Transfer DateMay 2, 2023
Transfer Doc0000225118
Record UpdatedJun 8, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateMay 2, 2023
Property Address3103 S LOIS LN, GILBERT, AZ 85295-8341
Document Number0000225118
Map ReferenceMB 573 PG 43
Instrument DateApr 29, 2023
Instrument20230225118
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3103 S LOIS LN, GILBERT, AZ 85295-8341

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3103 S LOIS LN, GILBERT, AZ 85295-8341
Transaction TypeMortgage
Record UpdatedOct 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3103 S LOIS LN, GILBERT, AZ 85295-8341

Mortgage

Document Number0000742858
DateSep 29, 2022
Instrument20220742858
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 28, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3103 S LOIS LN, GILBERT, AZ 85295-8341
Transaction TypeMortgage
Record UpdatedJul 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3103 S LOIS LN, GILBERT, AZ 85295-8341

Mortgage

Document Number0000485259
DateApr 30, 2021
Instrument20210485259
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueMay 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 3103 S Lois Ln was $2,061.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$47,120$471,200 Land $94,200 Building $377,000
2025$2,061.00
2024$48,170$481,700 Land $96,300 Building $385,400
2023$2,029.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3103 S Lois Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3103 S Lois Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 500
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: AirFiber WISP, Verizon.

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