Newaygo County property record for 3103 S Elm Ave, White Cloud, MI 49349
| Property Type | Single Family Home |
|---|---|
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,514 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-20-400-018 |
| Primary APN | 16-20-400-018 |
|---|
| Lot Area | 435,600 sqft (10 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3103 S ELM AVE |
|---|---|
| City | WHITE CLOUD |
| State | MI |
| Zip | 49349-8956 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOCAL ZONE |
| Legal Description | S 1/2 E 1/2 N 1/2 SE 1/4 SE 1/4 ALSO N 1/2 E 1/2 S 1/2 SE 1/4 SE 1/4. 10A M/L SEC 20, T13N R11W |
| Legal Range | 11W |
| Legal Township | 13N |
| Legal Section | 20 |
| Jurisdiction | NEWAYGO MI |
| Township / Civil Division | BIG PRAIRIE |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 970700 |
Source: Newaygo County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3103 S ELM AVE, WHITE CLOUD, MI 49349-8956 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Newaygo County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Newaygo County |
| County Subdivision | Big Prairie Township |
| Unified School District | White Cloud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,600 (+31.14%) | $239,200 (+31.14%) | |
| 2025 | $1,514.00 (+11.24%) | ||
| 2023 | $91,200 | $182,400 | |
| 2022 | $1,361.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 89% of Michigan |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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