3103 S Custer Ln, Spokane, WA 99223 Property Records

Spokane County property record for 3103 S Custer Ln, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,795 sqft · built 2020
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Mar 2020)
Tax Bill	$6,048 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Jul 2019 Transfer
Flood Zone	Zone A (high risk)
APN	`35352.2303`

Property Details

APN / Parcel Number

Primary APN	`35352.2303`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,795 sqft Living Area
Gross Area	3,858 sqft
1st Floor Area	1,679 sqft
Basement Area	1,679 sqft
Finished Basement	1,116 sqft
Unfinished Basement	563 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	136 sqft
Deck Area	Deck Area
Patio Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3103 S CUSTER LN
City	SPOKANE
State	WA
Zip	99223-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	SOUTHRIDGE PUD PHASE 3 LT 3 BLK 5 (AFN#6780717)
Legal Subdivision	SOUTHRIDGE PUD PHASE 3
Legal Phase	3
Legal Block	5
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1002
Census Tract	13401

Owner

3103 S Custer Ln is owned and occupied by two individuals who bought it in March 2020.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3103 S CUSTER LN, SPOKANE, WA 99223-1248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Jul 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2020 · Amount on File
Deed Sale	Mar 31, 2020 · Amount on File
Deed Document Number	20206906677
Prior Transfer Date	Jun 19, 2019
Prior Transfer Doc	0006818669
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 31, 2020
Property Address	3103 S CUSTER LN, SPOKANE, WA 99223-1248
Document Number	0006906677
Map Reference	VOL 40 PG 100&101
Instrument Date	Mar 30, 2020
Instrument	6906677
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,885.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 S CUSTER LN, SPOKANE, WA 99223-1248

Mortgage

Document Number	0006906678
Date	Mar 31, 2020
Instrument	6906678

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 1, 2019
Property Address	3103 S CUSTER LN, SPOKANE, WA 99223-1248
Document Number	0006818669
Instrument Date	Jun 19, 2019
Instrument	6818669
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1402 E MAGNESIUM RD SPOKANE WA 992175085, SPOKANE, WA 99217-5085

Tax Assessment & Valuation

The 2026 property tax bill for 3103 S Custer Ln was $6,048, up 7.4% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,048.00 (+7.42%)	$583,100 Land $150,000 Building $433,100	$583,100 Land $150,000 Building $433,100
2025	$5,630.00
2024		$624,700 (+36.67%) Land $110,000 Building $514,700	$624,700 (+36.67%) Land $110,000 Building $514,700
2023	$6,310.00 (+11.64%)	$457,100 Land $92,500 Building $364,600	$457,100 Land $92,500 Building $364,600
2022	$5,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3103 S Custer Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1999–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3103 S Custer Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: CenturyLink.

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