3103 Riverside Dr, Lorain, OH 44055 Property Records

Lorain County property record for 3103 Riverside Dr, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 864 sqft · built 1954
Lot Size	0.13 acres (5,663 sqft)
Owner	Trust Name on Record
Last Sale	$59,900 (Sep 2020)
Tax Bill	$1,135 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-080-112-014`

Property Details

APN / Parcel Number

Primary APN	`03-00-080-112-014`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	119 sqft
Canopy	119 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	3103 RIVERSIDE DR
City	LORAIN
State	OH
Zip	44055-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD 2 55.00 X 110.00
Legal Subdivision	HOMEWOOD 2
Legal Block	112
Legal Lot Number	389
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	4
Census Block	4001
Census Tract	97500

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	3103 RIVERSIDE DR, LORAIN, OH 44055-2208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Prior Sale	Dec 5, 2012 · Amount on Record
Deed Document Number	2020780188
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 24, 2020
Property Address	3103 RIVERSIDE DR, LORAIN, OH 44055-2208
Document Number	0000780188
Instrument Date	Sep 24, 2020
Instrument	780188
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 RIVERSIDE DRIVE LORAIN LORAIN OH 44055, LORAIN, OH 44055

Mortgage

Document Number	780189
Date	Sep 24, 2020
Instrument	780189

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,135.00 Homeowner's exemption	$29,700 (%) Land $9,880 Building $19,820	$84,860 (-) Land $28,220 Building $56,640
2024	$1,135.00 (+6.77%)	$29,701 (+43.85%) Land $9,877 Building $19,824	$84,860 (+43.85%) Land $28,220 Building $56,640
2023	$1,063.00 (+0.85%)	$20,647 (-0.01%) Land $5,915 Building $14,732	$58,990 (-) Land $16,900 Building $42,090
2022	$1,054.00	$20,650 Land $5,920 Building $14,730
2021			$58,990 Land $16,900 Building $42,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

Nearby Properties on Riverside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures