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3103 Riverside Dr, #B, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 3103 Riverside Dr, #B, Punta Gorda, FL 33950

Property Summary

Property TypeDuplex
Details4 ba · 1,948 sqft · built 1984
Lot Size0.221 acres (9,609 sqft)
OwnerCompany Name on Record
Last Sale$355,000 (Dec 2021)
Tax Bill$5,957 (2025)
Deeds & MortgagesAug 2023 Mortgage
Dec 2021 Sale
Flood ZoneZone AE (high risk)
APN412304132013

Property Details

APN / Parcel Number

Primary APN412304132013
Alternative APNs
  • 01076210013007
  • 10004699930

Interior

Full Baths4 Baths
Total Rooms4 Rooms
Units2 Units
Stories1 Story
Building Area1,948 sqft Living Area
Gross Area2,644 sqft
1st Floor Area1,948 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,609 sqft (0.221 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area484 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed/Screened Porch
Porch Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number01076210013007
Street Address3103 RIVERSIDE DR, B
CityPUNTA GORDA
StateFL
Zip33950-4363
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRMF10
Legal DescriptionWYCHEWOOD SHORES LT 13 724/1549 798/482 791/1299 1055/1103 1233/397 1311/1529CD 2110/412 UNREC DC-MJF 3668/2058 DC3935/1849-JLF SR 4079/390 4900/1328
Legal Range23E
Legal Township41S
Legal Section04
Legal SubdivisionWYCHEWOOD SHORES
Legal TractWYS
Legal Lot Number13
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group3
Census Block3015
Census Tract10200

Owner

Source: Charlotte County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5202 NEVILLE TER, PORT CHARLOTTE, FL 33981-2238
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2023Deed of Trust, Mortgage · Commercial Mortgage
PARK PLACE FINANCE LLC
Dec 28, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2021 · Amount on Record
Deed SaleDec 28, 2021 · Amount on Record
Prior SaleApr 1, 2016 · Amount on Record
Deed Document Number20213038917
Deed Book / Page4900 / 1328
Prior Transfer DateNov 26, 1993
Prior Transfer Doc1311001529
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address3103 RIVERSIDE DR # B, B, PUNTA GORDA, FL 33950-4363
Transaction TypeMortgage
Record UpdatedAug 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2976 ROSSVIEW RD, CLARKSVILLE, TN 37043-1205

Mortgage

Document Number0003305607
DateAug 21, 2023
Instrument3305607
Lender
NamePARK PLACE FINANCE LLC
TypeMortgage Company
AddressAUSTIN, TX 78731
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term13 Months
DueSep 1, 2024

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateDec 28, 2021
Property Address3103 RIVERSIDE DR # B, B, PUNTA GORDA, FL 33950-4363
Document Number0049001328
Book / Page4900 / 1328
Map ReferenceMB 4 PG 25A&25B
Instrument DateDec 23, 2021
Instrument3038917
Transaction TypeTransfer
Record UpdatedJan 24, 2022

Transaction

AmountAmount Recorded
Tax$2,485.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address273 LEWIS CIR, 273, PUNTA GORDA, FL 33950-5259

Transferred To (Grantee/Buyer)

NameVerified Name
Address5202 NEVILLE TER, PORT CHARLOTTE, FL 33981-2238

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,957.00 (-1.73%)$314,602 (+11.64%) Land $76,500 Building $238,102$314,602 (+44.75%) Land $76,500 Building $238,102
2024$6,062.00 (+9.03%)
2023$5,560.00 (-0.68%)$281,803 (-2.59%)$217,336 (-24.87%) Land $90,000 Building $127,336
2022$5,598.00$289,298 Land $49,980 Building $239,318$289,298 Land $49,980 Building $239,318

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 193 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies193 in force
Nearby Flood Claims357 (1982–2026)
Claims Outside the SFHA5 of 357
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 90 claims
  • Hurricane Helene, Oct 2024 · 60 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		3,000 / 3,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Blue Stream.

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