3103 Ripon Ct, Smyrna, TN 37167 Property Records

Rutherford County property record for 3103 Ripon Ct, Smyrna, TN 37167

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,938 sqft · built 2001
Lot Size	0.237 acres (10,322 sqft)
Owner	Individual Name on File
Last Sale	$158,950 (Dec 2001)
Tax Bill	$2,076 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032K-B-044.00-000`

Property Details

APN / Parcel Number

Primary APN	`032K-B-044.00-000`
Alternative APNs	`032K B 04400` `R0019688`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,938 sqft Living Area
1st Floor Area	1,580 sqft
Upper Floors Area	350 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	10,322 sqft (0.237 acres)
Lot Dimensions	161 ft deep x 63.8 ft wide
Garage Type	Attached
Garage Area	526 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	Deck Area
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0019688
Street Address	3103 RIPON CT
City	SMYRNA
State	TN
Zip	37167-8336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	63.82 X 161.8 IRR
Legal Subdivision	POTTS CROSSING SEC 2
Legal Lot Number	123
Jurisdiction	RUTHERFORD TN
Township / Civil Division	10
Census Block Group	1
Census Block	1000
Census Tract	40811

Owner

3103 Ripon Ct is owned and occupied by an individual who bought it in December 2001.

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3103 RIPON CT, SMYRNA, TN 37167-8336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2001 · Amount on File
Deed Sale	Dec 26, 2001 · Amount on File
Prior Sale	Dec 26, 2001
Deed Book / Page	121 / 1058
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3103 RIPON CT, SMYRNA, TN 37167-8336
Document Number	RB16663724
Instrument Date	Apr 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3103 RIPPON CT SMYRNA TN 371678336, SMYRNA, TN 37167-8336

Mortgage

Document Number	RB16663724
Date	Apr 19, 2018
Book Page	001666/003724
Instrument	2141741

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 18, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 3103 Ripon Ct was $2,076.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Smyrna Town
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,600 (+25.66%) Land $27,500 Building $81,100	$434,400 Land $110,000 Building $324,400
2025	$2,076.00	$86,425 Land $13,750 Building $72,675
2023	$2,076.00	$86,425 Land $13,750 Building $72,675	$345,700 (-) Land $55,000 Building $290,700
2022			$345,700 Land $55,000 Building $290,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3103 Ripon Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3103 Ripon Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMYRNA WATER SYSTEM serves 66,942 people · EPA ID TN0000639
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: TDS Telecom.

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