3103 Ralph Ave, Shively (Louisville), KY 40216 Property Records

Louisville/Jefferson County Metro Government property record for 3103 Ralph Ave, Shively, KY 40216

Property Summary

Property TypeSingle Family Home
Details1 ba · 968 sqft · built 1954
Lot Size0.258 acres (11,252 sqft)
OwnerIndividual Name on Record
Last Sale$189,900 (Sep 2022)
Tax Bill$1,786 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25108501480000

Property Details

APN / Parcel Number

Primary APN25108501480000
Alternative APNs
  • 108501480000
  • 00131813

Interior

Full Baths1 Bath
Stories1 Story
Building Area968 sqft Finished Area
Basement Area968 sqft
FlooringCovered

Exterior

Year BuiltBuilt 1954
Exterior MaterialBrick
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area11,252 sqft (0.258 acres)
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00131813
Street Address3103 RALPH AVE
CitySHIVELY
StateKY
Zip40216-4823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5-RESIDENTIAL SINGLE FAM
Legal Description0.2583 AC +/-, NS RALPH AVE
Legal Lot Number148
JurisdictionJEFFERSON KY
Township / Civil DivisionLOUISVILLE SOUTH
Census Block Group3
Census Block3007
Census Tract12606

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3103 RALPH AVE, LOUISVILLE, KY 40216-4823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2022Deed, Transfer · FHA Mortgage
REPUBLIC BANK & TRUST CO
Aug 12, 2021Warranty Deed, Transfer · Conventional Mortgage
COMMONWEALTH BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2022 · Amount on Record
Deed SaleSep 19, 2022 · Amount on Record
Prior SaleAug 12, 2021 · Amount on Record
Deed Document Number12165304
Deed Book / Page12457 / 825
Record UpdatedJun 8, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON KY
Recording DateSep 19, 2022
Property Address3103 RALPH AVE, SHIVELY, KY 40216-4823
Document Number0000216018
Book / PageD 12457 / 825
Instrument DateSep 16, 2022
Instrument2022216018
Transaction TypeTransfer
Record UpdatedMar 2, 2023
Title CompanyTURN KEY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$190.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2528 HAMPSTEAD DR, LOUISVILLE, KY 40216-4942

Transferred To (Grantee/Buyer)

NameVerified Name
Address3103 RALPH AVE, LOUISVILLE, KY 40216-4823

Mortgage

Document Number0000216019
DateSep 19, 2022
Instrument2022216019
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Mortgage

Document Number0000216020
DateSep 19, 2022
Book PageM 18255/433
Instrument2022216020
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueOct 1, 2032

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateAug 12, 2021
Property Address3103 RALPH AVE, SHIVELY, KY 40216-4823
Document Number0000201746
Book / Page12105 / 450
Instrument DateAug 9, 2021
Instrument2021201746
Transaction TypeTransfer
Record UpdatedMar 2, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$107.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address414 N 3RD ST, CAVE CITY, KY 42127-9564

Transferred To (Grantee/Buyer)

NameVerified Name
Address3103 RALPH AVE, LOUISVILLE, KY 40216-4823
InvestorPossibly a Property Investor

Mortgage

Document Number0000201747
DateAug 12, 2021
Instrument2021201747
Lender
NameCOMMONWEALTH BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityShively City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,786.00 (-5.75%)$189,900 (-) Land $12,500 Building $177,400
2024$189,900 (-) Land $12,500 Building $177,400
2023$1,895.00 (+76.77%) Homeowner's exemption$189,900 (+77.48%) Land $12,500 Building $177,400$189,900 (+77.48%) Land $12,500 Building $177,400
2022$1,072.00 Homeowner's exemption$107,000 Land $13,000 Building $94,000$107,000 Land $13,000 Building $94,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
BluegrassNet
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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