3103 Providence Dr, Bloomington, IL 61704 Property Records

McLean County property record for 3103 Providence Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,231 sqft · built 1993
Lot Size	0.184 acres (8,033 sqft)
Owner	Individual Name on File
Last Sale	$212,000 (Jul 2018)
Tax Bill	$6,929 (2024)
Deeds & Mortgages	Jun 2023 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-30-104-010`

Property Details

APN / Parcel Number

Primary APN	`15-30-104-010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,231 sqft Living Area
Gross Area	4,120 sqft
1st Floor Area	1,123 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	8,033 sqft (0.184 acres)
Lot Dimensions	115 ft deep x 70 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	889 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Deck Area	180 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3103 PROVIDENCE DR
City	BLOOMINGTON
State	IL
Zip	61704-8303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 85 RIDGE CREST SUB 1ST ADD
Legal Range	03E
Legal Township	24N
Legal Section	30
Legal Subdivision	RIDGE CREST SUB
Legal Lot Number	85
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2006
Census Tract	5103

Owner

3103 Providence Dr is owned and occupied by an individual who bought it in July 2018.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	3103 PROVIDENCE DR, BLOOMINGTON, IL 61704-8303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Line of Credit IAA CU
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage IAA CU
Jul 6, 2018	Warranty Deed, Transfer · Conventional Mortgage IAA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2018 · Amount on File
Deed Sale	Jul 6, 2018 · Amount on File
Prior Sale	Aug 8, 2006
Deed Document Number	201810804
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3103 PROVIDENCE DR, BLOOMINGTON, IL 61704-8303
Transaction Type	Mortgage
Record Updated	Jul 12, 2023
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300008075
Date	Jun 26, 2023
Instrument	2023-00008075

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3103 PROVIDENCE DR, BLOOMINGTON, IL 61704-8303
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100018543
Date	Aug 4, 2021
Instrument	2021-00018543

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2041

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 6, 2018
Property Address	3103 PROVIDENCE DR, BLOOMINGTON, IL 61704-8303
Document Number	201800010804
Map Reference	DOC91-24812
Instrument Date	Apr 24, 2018
Instrument	2018-00010804
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3103 PROVIDENCE DR, BLOOMINGTON, IL 61704-8303

Mortgage

Document Number	201800010805
Date	Jul 6, 2018
Instrument	2018-00010805

Lender

Name	IAA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$96,707 Land $17,658 Building $79,049	$290,121 Land $52,974 Building $237,147
2024	$6,929.00 (+8.1%)
2023	$6,410.00	$81,661 Land $14,911 Building $66,750	$244,983 Land $44,733 Building $200,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3103 Providence Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3103 Providence Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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