3103 NW 4th Ter, Gainesville, FL 32609 Property Records

Alachua County property record for 3103 NW 4th Ter, Gainesville, FL 32609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1950
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Sep 2021)
Tax Bill	$3,279 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08414-000-000`

Property Details

APN / Parcel Number

Primary APN	`08414-000-000`
Alternative APN	`00893680000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Heated Area
1st Floor Area	1,296 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2005
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,405 sqft (0.169 acres)
Garage Area	288 sqft
Driveway	Driveway
Driveway Area	448 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	00893680000
Street Address	3103 NW 4TH TER
City	GAINESVILLE
State	FL
Zip	32609-2272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	HAZEN ESTATES PB D-17 LOT 2 BK A OR 4631/0525
Legal Range	20E
Legal Township	09S
Legal Section	29
Legal Subdivision	HAZEN ESTATES
Legal Lot Number	2
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1012
Census Tract	302

Owner

3103 NW 4th Ter is owned and occupied by an individual who bought it in September 2021.

Source: Alachua County records, as of January 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3103 NW 4TH TER, GAINESVILLE, FL 32609-2272
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jun 25, 2019	Warranty Deed, Transfer · Conventional Mortgage CAMPUS USA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021 · Amount on File
Deed Sale	Sep 16, 2021 · Amount on File
Prior Sale	Jun 25, 2019 · Amount on File
Deed Document Number	3366218
Deed Book / Page	4931 / 525
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Sep 16, 2021
Property Address	3103 NW 4TH TER, GAINESVILLE, FL 32609-2272
Document Number	0049310525
Book / Page	4931 / 525
Map Reference	MB D PG 17
Instrument Date	Sep 15, 2021
Instrument	3366218
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	NONA TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2151 SW 37TH CT, 2151, GAINESVILLE, FL 32608-3344

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3103 NW 4TH TER, GAINESVILLE, FL 32609-2272

Mortgage

Document Number	4931528
Date	Sep 16, 2021
Instrument	4931/528

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Jun 25, 2019
Property Address	3103 NW 4TH TER, GAINESVILLE, FL 32609-2272
Document Number	0046960004
Book / Page	004696 / 000004
Instrument Date	Jun 25, 2019
Instrument	3199035
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,169.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3103 NW 4TH TER GAINESVILLE FL 326092272, GAINESVILLE, FL 32609-2272

Mortgage

Document Number	46960008
Date	Jun 25, 2019
Book Page	004696/000008
Instrument	3199037

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	JONESVILLE, FL 32669

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2049

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Municipality	Gainesville City
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$190,148	$191,512 Land $60,300 Building $131,212
2024	$3,279.00 (+2.6%)
2023	$3,196.00 (+4.86%) Homeowner's exemption Senior Citizen's exemption	$179,407 (+3%)	$188,949 (+8.48%) Land $54,000 Building $134,949
2022	$3,048.00 Homeowner's exemption	$174,182 Land $54,000 Building $120,182	$174,182 Land $54,000 Building $120,182

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3103 NW 4th Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3103 NW 4th Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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