3103 Needle Palm Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3103 Needle Palm Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,908 sqft · built 1986
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Sep 2023)
Tax Bill	$1,581 (2025)
Deeds & Mortgages	Sep 2023 Sale Apr 2022 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-08-1930`

Property Details

APN / Parcel Number

Primary APN	`8402-01-08-1930`
Alternative APNs	`34180201081930` `02183401081930` `3935781.0` `3935781`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,908 sqft Living Area
Gross Area	2,436 sqft
1st Floor Area	1,908 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2019
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	324 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3935781
Street Address	3103 NEEDLE PALM DR
City	EDGEWATER
State	FL
Zip	32141-6225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 8193 8194 & 8195 BLK 278 FLORIDA SHORES UNIT 8 MB 23 PG 132 PER OR 4728 PG 4163 PER OR 5656 PG 0817 PER OR 7587 PGS 1518-1519 PER OR 7589 PG 1592 PER OR 7746 PG 2787 PER OR 8233 PG 2579 PER OR 8454 PG 4757
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	278
Legal Lot Number	8193
Legal Unit	8
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1085
Census Tract	83007

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3103 NEEDLE PALM DR, EDGEWATER, FL 32141-6225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Warranty Deed, Transfer CLEAR CHOICE TITLE
Apr 7, 2022	Warranty Deed, Transfer · Line of Credit BARWICK BANKING CO
Sep 16, 2019	Warranty Deed, Transfer LIGHTHOUSE TITLE/E FL INC
Aug 24, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 21, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on Record
Deed Sale	Sep 5, 2023 · Amount on Record
Prior Sale	Apr 7, 2022 · Amount on Record
Deed Document Number	2023180672
Deed Book / Page	8454 / 4757
Prior Transfer Date	Aug 24, 2018
Prior Transfer Doc	0075891592
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Sep 5, 2023
Property Address	3103 NEEDLE PALM DR, EDGEWATER, FL 32141-6225
Document Number	0084544757
Book / Page	8454 / 4757
Map Reference	MB 23 PG 132
Instrument Date	Aug 30, 2023
Instrument	2023180672
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	CLEAR CHOICE TITLE

Transaction

Amount	Amount Recorded
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1518 RUSTY CIR, PORT ORANGE, FL 32129-4051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 NEEDLE PALM DR, EDGEWATER, FL 32141-6225

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 7, 2022
Property Address	3103 NEEDLE PALM DR, EDGEWATER, FL 32141-6225
Document Number	0082332579
Book / Page	8233 / 2579
Map Reference	MB 23 PG 132
Instrument Date	Mar 31, 2022
Instrument	2022081572
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	CLEAR CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,449.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2762 HALLECK RD, 2762, MORGANTOWN, WV 26508-3628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 NEEDLE PALM DR, EDGEWATER, FL 32141-6225

Mortgage

Document Number	0082332581
Date	Apr 7, 2022
Instrument	8233/2581

Lender

Name	BARWICK BANKING CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Sep 16, 2019
Property Address	3103 NEEDLE PALM DR, EDGEWATER, FL 32141-6225
Document Number	0077462787
Book / Page	007746 / 002787
Instrument Date	Sep 13, 2019
Instrument	180602
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	LIGHTHOUSE TITLE/E FL INC

Transaction

Amount	Amount Recorded
Tax	$1,736.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3103 NEEDLE PALM DR EDGEWATER FL 321416225, EDGEWATER, FL 32141-6225

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VOLUSIA FL
Recording Date	Aug 24, 2018
Property Address	3103 NEEDLE PALM DR, EDGEWATER, FL 32141-6225
Document Number	0075891592
Book / Page	007589 / 001592
Instrument Date	Aug 24, 2018
Instrument	172496
Transaction Type	Transfer
Record Updated	Sep 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	PO BOX 2056 NEW SMYRNA BEACH FL 321702056, NEW SMYRNA BEACH, FL 32170-2056

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	VOLUSIA FL
Recording Date	Aug 21, 2018
Property Address	3103 NEEDLE PALM DR, EDGEWATER, FL 32141-6225
Document Number	0075871518
Book / Page	007587 / 001518
Instrument Date	Aug 20, 2018
Instrument	168904
Transaction Type	Foreclosure
Record Updated	Sep 6, 2018

Transaction

Amount	Amount Recorded
Tax	$830.20
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	PO BOX 2056 NEW SMYRNA BEACH FL 321702056, NEW SMYRNA BEACH, FL 32170-2056

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,560 (+2.7%)	$305,435 (+1.4%) Land $64,800 Building $240,635
2025	$1,581.00 (+3,062%) Homeowner's exemption	$128,102 (-55.32%)	$301,226 (+5.05%) Land $64,800 Building $236,426
2023	$50.00 (-98.38%) Homeowner's exemption	$286,742 (+42.44%) Land $51,000 Building $235,742	$286,742 (+15.21%) Land $51,000 Building $235,742
2022	$3,077.00 Homeowner's exemption	$201,304	$248,878 Land $44,400 Building $204,478

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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