3103 N Bend Rd, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 3103 N Bend Rd, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,350 sqft · built 1914
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Tax Bill	$2,825 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`48-010-00-005-00`

Property Details

APN / Parcel Number

Primary APN	`48-010-00-005-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	900 sqft
Upper Floors Area	450 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	17,860 sqft (0.41 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	240 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3103 N BEND RD
City	ASHTABULA
State	OH
Zip	44004-8618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T 12--9 W
Legal Subdivision	SAYBROOK
Legal Lot Number	19
Jurisdiction	ASHTABULA OH
Township / Civil Division	SAYBROOK
Census Block Group	1
Census Block	1002
Census Tract	701

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3103 N BEND RD, ASHTABULA, OH 44004-8618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 24, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	3103 N BEND RD, ASHTABULA, OH 44004-8618
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 N BEND RD, ASHTABULA, OH 44004-8618

Mortgage

Document Number	0000009687
Date	Aug 9, 2021
Book Page	746/2647
Instrument	202100009687

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	3103 N BEND RD, ASHTABULA, OH 44004-8618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003861
Date	Apr 24, 2017
Book Page	634/0937
Instrument	201700003861

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	43329

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Saybrook Township
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,825.00 (+148.46%)	$33,750 (-) Land $5,850 Building $27,900	$96,400 (-) Land $16,700 Building $79,700
2023	$1,137.00 (+22.92%) Homeowner's exemption	$33,750 (+30.11%) Land $5,850 Building $27,900	$96,400 (+30.09%) Land $16,700 Building $79,700
2022	$925.00 Homeowner's exemption	$25,940 Land $4,480 Building $21,460
2020			$74,100 Land $12,800 Building $61,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Bend Rd

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