3103 Monroe St, Melbourne, FL 32901 Property Records

Brevard County property record for 3103 Monroe St, Melbourne, FL 32901

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,587 sqft · built 1979
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Jun 2017)
Tax Bill$2,801 (2025)
Deeds & MortgagesJan 2026 Mortgage
Nov 2025 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-37-11-00-514

Property Details

APN / Parcel Number

Primary APN28-37-11-00-514
Alternative APNs
  • 28-37-11-00-00514.0-0000.00
  • 2825132

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,587 sqft Living Area
Gross Area3,215 sqft
1st Floor Area1,637 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions139 ft deep x 125 ft wide
Garage TypeAttached
Garage Area528 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area100 sqft
Deck AreaDeck Area
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2825132
Street Address3103 MONROE ST
CityMELBOURNE
StateFL
Zip32901-8024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionPART OF NE 1/4 OF SW 1/4 AS DES IN DB 436 PG 567
Legal Range37E
Legal Township28S
Legal Section11
Legal SubdivisionACREAGE
Legal Block514
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2016
Census Tract65124

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3103 MONROE ST, MELBOURNE, FL 32901-8024
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2026Deed of Trust, Mortgage · Commercial Mortgage
CENTERSTONE SBA LENDING INC
Nov 5, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 2, 2017Warranty Deed, Transfer · Conventional Mortgage
SPACE COAST CU
Jan 27, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2017 · Amount on Record
Deed SaleJun 2, 2017 · Amount on Record
Prior SaleJan 27, 2017
Deed Document Number2017116047
Prior Transfer DateNov 6, 2006
Prior Transfer Doc0057168825
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3103 MONROE ST, MELBOURNE, FL 32901-8024
Transaction TypeMortgage
Record UpdatedJan 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3103 MONROE ST, MELBOURNE, FL 32901-8024

Mortgage

Document Number0105170373
DateJan 6, 2026
Book Page10517/373
Instrument2026001668
Lender
NameCENTERSTONE SBA LENDING INC
TypeLending Institution
AddressLOS ANGELES, CA 90017
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term299 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateNov 5, 2025
Property Address3103 MONROE ST, MELBOURNE, FL 32901-8024
Document Number0104731961
Book / Page10473 / 1961
Instrument DateNov 5, 2025
Instrument2025223432
Transaction TypeTransfer
Record UpdatedNov 26, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3103 MONROE ST, MELBOURNE, FL 32901-8024

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJun 2, 2017
Property Address3103 MONROE ST, MELBOURNE, FL 32901-8024
Document Number0079050671
Book / Page007905 / 000671
Instrument DateMay 30, 2017
Instrument116047
Transaction TypeTransfer
Record UpdatedJun 19, 2017
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$980.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3103 MONROE ST MELBOURNE FL 329018024, MELBOURNE, FL 32901-8024

Mortgage

Document Number79041539
DateJun 2, 2017
Book Page007904/001539
Instrument115578
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2032

Mortgage

Document Number79050673,
DateJun 2, 2017
Book Page007905/000673
Instrument116048
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term180 Months
DueJun 1, 2032

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateJan 27, 2017
Property Address3103 MONROE ST, MELBOURNE, FL 32901-8024
Document Number0078062037
Book / Page007806 / 002037
Instrument DateDec 2, 2016
Instrument17698
Transaction TypeTransfer
Record UpdatedMar 13, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4451 STACK BLVD #B226 MELBOURNE FL 329018561, B226, MELBOURNE, FL 32901-8561

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$256,680 (+32.71%)$333,800 (+39.19%)
2025$2,801.00 (+5.74%) Homeowner's exemption$193,410 (+5.98%)$239,810 (+24.62%)
2024$2,649.00 (+2.59%)
2023$2,582.00 (+6.74%) Homeowner's exemption$182,490 (+3%)$192,430 (+8.61%) Land $17,600 Building $174,830
2022$2,419.00 Homeowner's exemption$177,180 Land $17,400 Building $159,780$177,180 Land $17,400 Building $159,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims9 (2004–2017)
Claims Outside the SFHA8 of 9
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Oct 2017 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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