3103 Meadow Ln, Bartow, FL 33830 Property Records

Polk County property record for 3103 Meadow Ln, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,912 sqft · built 1977
Lot Size	0.315 acres (13,704 sqft)
Owner	2 Individual Names on File
Last Sale	$183,000 (Apr 2018)
Tax Bill	$2,025 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-29-34-363460-000130`

Property Details

APN / Parcel Number

Primary APN	`25-29-34-363460-000130`
Alternative APNs	`342925363460000130` `42925000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,912 sqft Living Area
Gross Area	2,600 sqft
1st Floor Area	1,912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	13,704 sqft (0.315 acres)
Lot Dimensions	137 ft deep x 98 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	688 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	461 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3103 MEADOW LN
City	BARTOW
State	FL
Zip	33830-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	PEACE RIVER ESTATES FIRST ADD PB 61 PG 14 LOT 13
Legal Range	25E
Legal Township	29S
Legal Section	34
Legal Subdivision	PEACE RIVER ESTATES FIRST ADDITION
Legal Tract	363460
Legal Block	2
Legal Lot Number	13
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2020
Census Tract	14501

Owner

Source: Polk County records · APN 25-29-34-363460-000130

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3103 MEADOW LN, BARTOW, FL 33830-9428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 18, 2018 · Amount on Record
Deed Sale	Apr 18, 2018 · Amount on Record
Deed Document Number	201882079
Deed Book / Page	10457 / 624
Record Updated	Sep 20, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 18, 2018
Property Address	3103 MEADOW LN, BARTOW, FL 33830-9428
Document Number	0104570624
Book / Page	010457 / 000624
Instrument Date	Apr 17, 2018
Instrument	82079
Transaction Type	Transfer
Record Updated	May 03, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,281.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3103 MEADOW LN BARTOW FL 338309428, BARTOW, FL 33830-9428

Mortgage

Document Number	104570626
Date	Apr 18, 2018
Book Page	010457/000626
Instrument	82080

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,025.00 (-17.08%) Homeowner's exemption	$196,875 (+5.99%)	$314,827 (-4.73%) Land $35,000 Building $279,827
2023	$2,442.00 (+3.61%) Homeowner's exemption	$185,754 (+3%)	$330,447 (+21.47%) Land $25,000 Building $305,447
2022	$2,357.00 Homeowner's exemption	$180,344	$272,031 Land $21,000 Building $251,031

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	23 (1979–2022)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 13 claims

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

Based on FCC filings for 50 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF BARTOW serves 21,501 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.