3103 Kings Gate Ct, Florence, SC 29501 Property Records

Florence County property record for 3103 Kings Gate Ct, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,740 sqft · built 2015
Lot Size	0.606 acres (26,434 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Dec 2025)
Tax Bill	$2,520 (2025)
Deeds & Mortgages	Jul 2021 Construction Loan Jul 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`00098-01-124`

Property Details

APN / Parcel Number

Primary APN	`00098-01-124`
Alternative APN	`15071890`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,740 sqft Living Area
1st Floor Area	2,078 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Construction Type	Frame
Lot Area	26,434 sqft (0.606 acres)
Garage Type	Basement
Garage Area	716 sqft

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Street Address	3103 KINGS GATE CT
City	FLORENCE
State	SC
Zip	29501-7587
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KINGS GATE PH I LT 4
Legal Subdivision	PREPARED FOR KINGS GATE SUBDIVISION
Legal Lot Number	4
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2021
Census Tract	101

Owner

Source: Florence County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3103 KINGS GATE CT, FLORENCE, SC 29501-7587
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Construction Mortgage DEDICATED COMMUNITY BANK
Jul 21, 2021	Deed of Trust, Mortgage · Line of Credit DEDICATED COMMUNITY BANK
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP
Dec 1, 2025	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 16, 2019	Grant Deed, Transfer · Line of Credit SUNTRUST BK
Nov 28, 2017	Deed of Trust, Mortgage PAMELA OSBORNE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	Jul 16, 2019 · Amount on Record
Deed Document Number	202515725
Deed Book / Page	1188 / 1669
Prior Transfer Date	Sep 15, 2015
Prior Transfer Doc	0005941549
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	3103 KINGS GATE CT, FLORENCE, SC 29501-7587
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009371097
Date	Jul 26, 2021
Book Page	937/1097

Lender

Name	DEDICATED COMMUNITY BANK
Type	Bank
Address	FLORENCE, SC 29502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	3103 KINGS GATE CT, FLORENCE, SC 29501-7587
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009361651
Date	Jul 21, 2021
Book Page	936/1651

Lender

Name	DEDICATED COMMUNITY BANK
Type	Bank
Address	DARLINGTON, SC 29540

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	3103 KINGS GATE CT, FLORENCE, SC 29501-7587
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009750564
Date	Feb 8, 2022
Book Page	975/564

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2042

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Dec 1, 2025
Property Address	3103 KINGS GATE CT, FLORENCE, SC 29501-7587
Document Number	DMA11881669
Book / Page	DMA1188 / 1669
Map Reference	MB 95 PG 260
Instrument Date	Nov 26, 2025
Instrument	2025015725
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,755.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3103 KINGS GATE CT, FLORENCE, SC 29501-7587

Mortgage

Document Number	DMA11881674
Date	Dec 1, 2025
Instrument	DMA1188/1674

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLORENCE SC
Recording Date	Jul 16, 2019
Property Address	3103 KINGS GATE CT, FLORENCE, SC 29501-7587
Document Number	0000009798
Book / Page	000806 / 001650
Instrument Date	Apr 24, 2019
Instrument	9798
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,920.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3103 KINGS GATE CT FLORENCE SC 295017587, FLORENCE, SC 29501-7587

Mortgage

Document Number	9799
Date	Jul 16, 2019
Book Page	000806/001655
Instrument	9799

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2049

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	3103 KINGS GATE CT, FLORENCE, SC 29501-7587
Document Number	0007230922
Book / Page	000723 / 000922
Instrument Date	Nov 28, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0007230922
Date	Nov 29, 2017
Book Page	000723/000922

Lender

Name	PAMELA OSBORNE
Address	PO BOX 4922, FLORENCE, SC 29502-4922

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Nov 28, 2019

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,520.00 (+10.28%)	$24,961 (-) Land $2,800 Building $22,161	$624,035 (-) Land $70,000 Building $554,035
2024	$2,285.00 (+6.73%)	$24,961 (-99.87%) Land $2,800 Building $22,161	$624,035 (-98.69%) Land $70,000 Building $554,035
2023	$2,141.00 (-0.33%) Homeowner's exemption	$19,035,984 (+99,899.92%) Land $2,800,000 Building $16,235,984	$47,589,962 (+9,899.99%) Land $7,000,000 Building $40,589,962
2022	$2,148.00 Homeowner's exemption	$19,036 Land $2,800 Building $16,236	$475,900 Land $70,000 Building $405,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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