3103 Kilo Ave, San Jose, CA 95124 Property Records

Santa Clara County property record for 3103 Kilo Ave, San Jose, CA 95124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,558 sqft · built 1954
Lot Size	0.117 acres (5,100 sqft)
Owner	2 Trust Names on File
Last Sale	$870,000 (Dec 2019)
Tax Bill	$15,465 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`447-08-050`

Property Details

APN / Parcel Number

Primary APN	`447-08-050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,558 sqft Living Area
Gross Area	1,060 sqft
1st Floor Area	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,100 sqft (0.117 acres)
Lot Dimensions	100 ft deep x 51 ft wide
Garage Area	227 sqft
Parking Spaces	1 Parking Space
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3103 KILO AVE
City	SAN JOSE
State	CA
Zip	95124-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 1097 HACIENDA GARDENS BOOK 48 PAGE 10 PAGE 11 LOT 406
Legal Subdivision	HACIENDA GARDENS
Legal Tract	1097
Legal Lot Number	406
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3017
Census Tract	502902

Owner

3103 Kilo Ave is owner-occupied and held in a trust since June 2024.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3103 KILO AVE, SAN JOSE, CA 95124-2436
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 13, 2019	Grant Deed, Transfer · Conventional Mortgage UMPQUA BANK
Sep 26, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2019 · Amount on File
Deed Sale	Dec 13, 2019 · Amount on File
Deed Document Number	201924357647
Last Transfer Date	Jun 17, 2024
Transfer Doc	0025674583
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3103 KILO AVE, SAN JOSE, CA 95124-2436
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 RILO AVENUE, SAN JOSE, CA 95124

Mortgage

Document Number	0024847469
Date	Feb 25, 2021
Instrument	24847469

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 13, 2019
Property Address	3103 KILO AVE, SAN JOSE, CA 95124-2436
Document Number	0024357647
Map Reference	MB 48 PG 10&11
Instrument Date	Dec 9, 2019
Instrument	24357647
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3103 KILO AVE, SAN JOSE, CA 95124-2436

Mortgage

Document Number	0024357648
Date	Dec 13, 2019
Instrument	24357648

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Mortgage

Document Number	0024357649
Date	Dec 13, 2019
Instrument	24357649

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 26, 2019
Property Address	3103 KILO AVE, SAN JOSE, CA 95124-2436
Document Number	0024289852
Instrument Date	Sep 25, 2019
Instrument	24289852
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1509 CAMINO MONDE SAN JOSE CA 951253704, SAN JOSE, CA 95125-3704

Tax Assessment & Valuation

The 2025 property tax bill for 3103 Kilo Ave was $15,465.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Cambrian Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,109,908 (+2%) Land $824,923 Building $284,985
2025	$15,465.00 Homeowner's exemption	$1,088,147 Land $808,749 Building $279,398
2023	$12,845.00 (+1.9%) Homeowner's exemption	$914,523 Land $777,346 Building $137,177
2022	$12,606.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3103 Kilo Ave in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3103 Kilo Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile.

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