3103 Independence St, Baltimore, MD 21218 Property Records

Baltimore City property record for 3103 Independence St, Baltimore, MD 21218

Property Summary

Property Type	Townhouse
Details	1 ba · 930 sqft · built 1925
Lot Size	0.029 acres (1,260 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Feb 2026)
Tax Bill	$3,436 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more
APN	`09-02-4097-002A`

Property Details

APN / Parcel Number

Primary APN	`09-02-4097-002A`
Alternative APNs	`024097 002A` `4097-002A`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	930 sqft Living Area
1st Floor Area	510 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Built-Up Asphalt
Lot Area	1,260 sqft (0.029 acres)
Lot Dimensions	90 ft deep x 14 ft wide
Porch	Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	024097 002A
Street Address	3103 INDEPENDENCE ST
City	BALTIMORE
State	MD
Zip	21218-3611
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-7
Legal Description	14X90
Legal Subdivision	WESTERN HOMESTEAD
Legal Block	4097
Legal Lot Number	2A
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	2
Census Block	2014
Census Tract	90500

Owner

Source: Baltimore City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3103 INDEPENDENCE ST, BALTIMORE, MD 21218-3611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed, Transfer · Conventional Mortgage FIRST ALLIANCE HOME MORTGAGE LLC
Jun 7, 2022	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 15, 2019	Trustee's Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2026 · Amount on Record
Deed Sale	Feb 18, 2026 · Amount on Record
Prior Sale	Jun 30, 2020 · Amount on Record
Deed Document Number	2026
Deed Book / Page	28778 / 351
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Feb 18, 2026
Property Address	3103 INDEPENDENCE ST, BALTIMORE, MD 21218-3611
Document Number	0287780351
Book / Page	28778 / 351
Instrument Date	Jan 27, 2026
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	EMERALD BAY ESCROW SERVICES LLC, EMERALD BAY ESCROW SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$362.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3103 INDEPENDENCE ST, BALTIMORE, MD 21218-3611

Mortgage

Document Number	0028778357
Date	Feb 18, 2026
Instrument	28778/357

Lender

Name	FIRST ALLIANCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Jun 7, 2022
Property Address	3103 INDEPENDENCE ST, BALTIMORE, MD 21218-3611
Document Number	0246930024
Book / Page	24693 / 24
Instrument Date	Apr 20, 2022
Transaction Type	Transfer
Record Updated	Jul 7, 2022
Title Company	PRUITT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5890 IMPERIAL DR, FREDERICK, MD 21703-2962

Mortgage

Document Number	0246930031
Date	Jun 7, 2022
Instrument	24693-0031

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2052

November 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Nov 15, 2019
Property Address	3103 INDEPENDENCE ST, BALTIMORE, MD 21218-3611
Document Number	0216010307
Book / Page	021601 / 000307
Instrument Date	Jul 3, 2019
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$36.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 SILVERSAGE CT COCKEYSVILLE MD 210301921, COCKEYSVILLE, MD 21030-1921

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,436.00 (+26.51%)	$146,300 (+72.05%) Land $30,000 Building $116,300	$146,300 (-) Land $30,000 Building $116,300
2024	$2,716.00 (+35.39%)
2023	$2,006.00	$85,033	$146,300 Land $30,000 Building $116,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 947 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
Believe Broadband Fixed Wireless	500 / 100

May also be available: AT&T, T-Mobile.

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