St. Louis County property record for 3103 Gary Dr, Saint Louis, MO 63121
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,155 sqft · built 1939 |
| Lot Size | 0.106 acres (4,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,069 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15H-31-1717 |
| Primary APN | 15H-31-1717 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,155 sqft Living Area |
| Gross Area | 1,203 sqft |
| 1st Floor Area | 1,075 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Bungalow |
| Exterior Material | Stone |
| Foundation Type | Raised |
| Lot Area | 4,600 sqft (0.106 acres) |
| Lot Dimensions | 115 ft deep x 40 ft wide |
| Terrain | Above Road/Slope |
| View / Lot | Cul-De-Sac |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Stoop |
| Patio Area | 48 sqft |
| Poultry House | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3103 GARY DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63121-5344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 60RSING |
| Legal Description | VELDA VILLAGE HILLS 2ND ADD LOT 18 |
| Legal Subdivision | VELDA VILLAGE HILLS 2ND ADD |
| Legal Block | 11 |
| Legal Lot Number | 18 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | UNIVERSITY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 213800 |
3103 Gary Dr is owned and occupied by an individual.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3103 GARY DR, SAINT LOUIS, MO 63121-5344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3103 Gary Dr was $1,069, up 0.1% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Velda Village Hills City |
| Unified School District | Normandy Schools Collaborative (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,240 (-) Land $1,460 Building $11,780 | $69,700 (-) Land $7,700 Building $62,000 | |
| 2025 | $1,069.00 (+0.09%) | $13,240 Land $1,460 Building $11,780 | $69,700 Land $7,700 Building $62,000 |
| 2024 | $1,068.00 (-1.48%) | ||
| 2023 | $1,084.00 (+36.52%) | $11,190 (+55.42%) Land $360 Building $10,830 | $58,900 Land $1,900 Building $57,000 |
| 2022 | $794.00 | $7,200 Land $720 Building $6,480 | |
| 2021 | $37,900 Land $3,800 Building $34,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3103 Gary Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 9 (1999–2024) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3103 Gary Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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