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3103 Evans St, Morehead City, NC 28557 Property Records

Carteret County property record for 3103 Evans St, Morehead City, NC 28557 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,920 sqft · built 1988
Lot Size0.142 acres (6,229 sqft)
Owner2 Individual Names on File
Last Sale$418,000 (Feb 2018)
Tax Bill$5,579 (2025)
Deeds & MortgagesAug 2020 Mortgage
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6376.19.71.3613000

Property Details

APN / Parcel Number

Primary APN6376.19.71.3613000
Alternative APNs
  • 530909
  • 40806

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,920 sqft Heated Area
Gross Area1,600 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialFiber Cement Siding
Foundation TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,229 sqft (0.142 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeFinished
Garage Area299 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area32 sqft
Deck Area8 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number40806
Street Address3103 EVANS ST
CityMOREHEAD CITY
StateNC
Zip28557-3221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL30 MONTAGUE SD MOREHEAD CITY
Legal SubdivisionMONTAGUE
Legal Lot Number30
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group1
Census Block1028
Census Tract970403

Owner

Source: Carteret County records · APN 6376.19.71.3613000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3103 EVANS ST, MOREHEAD CITY, NC 28557-3221
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
USAA FSB
Feb 06, 2018Warranty Deed, Transfer · Conventional with PMI
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 06, 2018 · Amount on Record
Deed SaleFeb 06, 2018 · Amount on Record
Deed Document Number0001599167
Deed Book / Page1599 / 167
Record UpdatedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address3103 EVANS ST, MOREHEAD CITY, NC 28557-3221
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016830236
DateAug 17, 2020
Book Page1683/236
Instrument1683236
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueSep 01, 2030

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateFeb 06, 2018
Property Address3103 EVANS ST, MOREHEAD CITY, NC 28557-3221
Document Number0015990167
Book / Page001599 / 000167
Instrument DateJan 24, 2018
Transaction TypeTransfer
Record UpdatedFeb 12, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$836.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address920 RALEIGH RD LAS CRUCES NM 880057717, LAS CRUCES, NM 88005-7717

Mortgage

Document Number15990168
DateFeb 06, 2018
Book Page001599/000168
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 05, 2048

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityMorehead City Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,579.00 (+284.23%)$965,964 (+101.22%) Land $437,364 Building $528,600$965,964 (+101.22%) Land $437,364 Building $528,600
2023$480,063 Land $303,450 Building $176,613$480,063 Land $303,450 Building $176,613
2022$1,452.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319704031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 34 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies34 in force
7 of 34 on primary residences
Nearby Flood Claims35 (1993–2018)
Claims Outside the SFHA9 of 35
Most Recent ClaimSep 2018, rainfall accumulation, Hurricane Florence
Flood Events
  • Hurricane Florence (Sep 2018), 6 claims
  • Hurricane Floyd Major Disaster Declarations (Sep 1999), 6 claims
  • Hurricane Fran (Sep 1996), 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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