Carteret County property record for 3103 Evans St, Morehead City, NC 28557 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,920 sqft · built 1988 |
| Lot Size | 0.142 acres (6,229 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $418,000 (Feb 2018) |
| Tax Bill | $5,579 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6376.19.71.3613000 |
| Primary APN | 6376.19.71.3613000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Heated Area |
| Gross Area | 1,600 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,229 sqft (0.142 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Finished |
| Garage Area | 299 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 32 sqft |
| Deck Area | 8 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 40806 |
|---|---|
| Street Address | 3103 EVANS ST |
| City | MOREHEAD CITY |
| State | NC |
| Zip | 28557-3221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L30 MONTAGUE SD MOREHEAD CITY |
| Legal Subdivision | MONTAGUE |
| Legal Lot Number | 30 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 970403 |
Source: Carteret County records · APN 6376.19.71.3613000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3103 EVANS ST, MOREHEAD CITY, NC 28557-3221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage USAA FSB |
| Feb 06, 2018 | Warranty Deed, Transfer · Conventional with PMI USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 06, 2018 · Amount on Record |
| Deed Sale | Feb 06, 2018 · Amount on Record |
| Deed Document Number | 0001599167 |
| Deed Book / Page | 1599 / 167 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 3103 EVANS ST, MOREHEAD CITY, NC 28557-3221 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016830236 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 1683/236 |
| Instrument | 1683236 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 01, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Feb 06, 2018 |
| Property Address | 3103 EVANS ST, MOREHEAD CITY, NC 28557-3221 |
| Document Number | 0015990167 |
| Book / Page | 001599 / 000167 |
| Instrument Date | Jan 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $836.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 920 RALEIGH RD LAS CRUCES NM 880057717, LAS CRUCES, NM 88005-7717 |
| Document Number | 15990168 |
|---|---|
| Date | Feb 06, 2018 |
| Book Page | 001599/000168 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 05, 2048 |
Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Morehead City Town |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,579.00 (+284.23%) | $965,964 (+101.22%) Land $437,364 Building $528,600 | $965,964 (+101.22%) Land $437,364 Building $528,600 |
| 2023 | $480,063 Land $303,450 Building $176,613 | $480,063 Land $303,450 Building $176,613 | |
| 2022 | $1,452.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319704031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 34 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 35 (1993–2018) |
| Claims Outside the SFHA | 9 of 35 |
| Most Recent Claim | Sep 2018, rainfall accumulation, Hurricane Florence |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 83 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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