3103 Ervin Ct, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 3103 Ervin Ct, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,222 sqft · built 1987
Lot Size	0.564 acres (24,544 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Nov 2015)
Tax Bill	$7,520 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-450-90027521`

Property Details

APN / Parcel Number

Primary APN	`02-450-90027521`
Alternative APNs	`2-450-90027521` `45090027521`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,222 sqft Living Area
Gross Area	2,474 sqft
1st Floor Area	1,020 sqft
Basement Area	250 sqft
Finished Basement	250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	24,544 sqft (0.564 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	136 sqft
Deck Area	159 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	45090027521
Street Address	3103 ERVIN CT
City	ANNAPOLIS
State	MD
Zip	21403-4620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 22 KITTY CREEK
Legal Subdivision	KITTY CREEK
Legal Block	1
Legal Lot Number	22
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1000
Census Tract	702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3103 ERVIN CT, ANNAPOLIS, MD 21403-4620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2015 · Amount on Record
Deed Sale	Nov 5, 2015 · Amount on Record
Prior Sale	Aug 10, 1987 · Amount on Record
Deed Book / Page	28975 / 149
Last Transfer Date	Oct 14, 2021
Transfer Doc	0378130474
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 29, 2021
Property Address	3103 ERVIN CT, ANNAPOLIS, MD 21403-4620
Document Number	0378130474
Book / Page	37813 / 474
Map Reference	MB 93 FO 30
Instrument Date	Oct 14, 2021
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	ATG TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3103 ERVIN CT, ANNAPOLIS, MD 21403-4620

Mortgage

Document Number	37813478
Date	Oct 29, 2021
Instrument	37813/478

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$772,500 (+7.16%) Land $505,100 Building $267,400	$772,500 (-) Land $505,100 Building $267,400
2025	$7,520.00 (+2.23%) Homeowner's exemption	$720,900 (+16.71%)	$772,500 (+25.06%) Land $505,100 Building $267,400
2024	$7,356.00 (+10.48%)
2023	$6,658.00 Homeowner's exemption	$617,700 Land $445,100 Building $172,600	$617,700 Land $445,100 Building $172,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 265 policies
Nearby Flood Policies	265 in force
Nearby Flood Claims	76 (1978–2024)
Claims Outside the SFHA	24 of 76
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20