3103 Elyria Ave, Lorain, OH 44055 Property Records

Lorain County property record for 3103 Elyria Ave, Lorain, OH 44055

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,109 sqft · built 1900
Lot Size0.089 acres (3,920 sqft)
OwnerOwner Name on File
Tax Bill$812 (2025)
Flood ZoneZone X (minimal risk)
APN03-00-098-115-008

Property Details

APN / Parcel Number

Primary APN03-00-098-115-008

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,109 sqft Living Area
1st Floor Area616 sqft
2nd Floor Area493 sqft
Upper Floors Area493 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area3,920 sqft (0.089 acres)
Lot Dimensions100 ft deep x 40 ft wide
PorchOpen Porch
Porch Area136 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address3103 ELYRIA AVE
CityLORAIN
StateOH
Zip44055-1463
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTECK 40 X 100 S/L 220
Legal SubdivisionSTECKS TENTH AVENUE ALLOTMENT
Legal Block115
Legal Lot Number220
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group3
Census Block3012
Census Tract23200

Owner

The current owner of 3103 Elyria Ave acquired it in December 2005.

Source: Lorain County records, as of March 20, 2026

Owner of RecordOwner Name on File
Mailing Address411 COUNTRY WALK, AMHERST, OH 44001-2635

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleDec 1, 2004
Last Transfer DateDec 13, 2005
Transfer Doc0000116198
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3103 Elyria Ave was $812.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$812.00$20,240 (+0.03%) Land $1,840 Building $18,400$57,810 (-) Land $5,250 Building $52,560
2024$812.00 (+12%)$20,234 (+47.48%) Land $1,838 Building $18,396$57,810 (+47.47%) Land $5,250 Building $52,560
2023$725.00 (+0.83%)$13,720 (-0.07%) Land $875 Building $12,845$39,200 Land $2,500 Building $36,700
2022$719.00$13,730 Land $880 Building $12,850
2021$39,200 Land $2,500 Building $36,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3103 Elyria Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3103 Elyria Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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