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3103 Ebbtide Dr, Edgewood, MD 21040 Property Records

Harford County property record for 3103 Ebbtide Dr, Edgewood, MD 21040

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,218 sqft · built 2002
Lot Size0.12 acres (5,220 sqft)
OwnerIndividual Name on File
Last Sale$209,333 (Aug 2019)
Tax Bill$2,869 (2026)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-078178

Property Details

APN / Parcel Number

Primary APN01-078178
Alternative APNs
  • 1078178
  • 078178

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,218 sqft Total Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,220 sqft (0.12 acres)
Lot Dimensions116 ft deep x 45 ft wide
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number078178
Street Address3103 EBBTIDE DR
CityEDGEWOOD
StateMD
Zip21040-2920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 2 45X116 AV 3103 EBBTIDE DRIVE HARBOUR OAKS S4 P 45/17
Legal SubdivisionHARBOUR OAKS
Legal Lot Number2
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3002
Census Tract301602

Owner

3103 Ebbtide Dr is owned and occupied by an individual who bought it in August 2019.

Source: Harford County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address3103 EBBTIDE DR, EDGEWOOD, MD 21040-2920
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2019 · Amount on File
Deed SaleAug 9, 2019 · Amount on File
Prior SaleAug 8, 2006 · Amount on File
Deed Book / Page13384 / 499
Prior Transfer DateMay 14, 2010
Prior Transfer Doc0086420251
Record UpdatedOct 29, 2026

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateAug 9, 2019
Property Address3103 EBBTIDE DR, EDGEWOOD, MD 21040-2920
Document Number0133840499
Book / Page013384 / 000499
Instrument DateAug 6, 2019
Transaction TypeTransfer
Record UpdatedAug 21, 2019
Title CompanySTEWART TITLE, STEWART TITLE & ESCROW INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$209.33
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3103 EBBTIDE DR EDGEWOOD MD 210402920, EDGEWOOD, MD 21040-2920

Mortgage

Document Number133840507
DateAug 9, 2019
Book Page013384/000507
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount on Record
Term360 Months
DueAug 8, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3103 Ebbtide Dr was $2,869, up 14.7% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,869.00 (+14.67%)$263,300 (+6.83%) Land $60,100 Building $203,200$263,300 (-) Land $60,100 Building $203,200
2025$2,502.00$246,467$263,300 Land $60,100 Building $203,200
2023$212,800 Land $60,100 Building $152,700$212,800 Land $60,100 Building $152,700
2022$2,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3103 Ebbtide Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims7 (1996–2013)
Most Recent ClaimMay 2013 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3103 Ebbtide Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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