3103 E Chip Smith Way, Ontario, CA 91762 Property Records

San Bernardino County property record for 3103 E Chip Smith Way, Ontario, CA 91762 · Last verified July 2026

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2.5 ba · 1,865 sqft · built 2015
Lot Size	0.069 acres (3,012 sqft)
Owner	Individual Name on File
Last Sale	$705,000 (May 2022)
Tax Bill	$11,526 (2025)
Deeds & Mortgages	May 2022 Transfer May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`1073-211-02-0000`

Property Details

APN / Parcel Number

Primary APN	`1073-211-02-0000`
Alternative APN	`0218-422-02-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,865 sqft Living Area
Gross Area	2,292 sqft
1st Floor Area	771 sqft
2nd Floor Area	1,094 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,012 sqft (0.069 acres)
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3103 E CHIP SMITH WAY
City	ONTARIO
State	CA
Zip	91762-7238
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 18945 LOT 2 BOOK 342 PAGE 60 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 18945
Legal Tract	18945
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1028
Census Tract	1908

Owner

Source: San Bernardino County records · APN 1073-211-02-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3103 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Intrafamily Transfer, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
May 13, 2022	Grant Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ORANGE COUNTYS CU
Jul 15, 2019	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO
Jul 15, 2019	Grant Deed, Transfer · ARM ORANGE COUNTYS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 13, 2022 · Amount on Record
Deed Sale	May 13, 2022 · Amount on Record
Prior Sale	Jul 15, 2019 · Amount on Record
Deed Document Number	2022179971
Prior Transfer Date	Jun 20, 2019
Prior Transfer Doc	0000235028
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 13, 2022
Property Address	3103 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Document Number	0000179970
Map Reference	MB 342 PG 60-66
Instrument Date	May 04, 2022
Instrument	2022-0179970
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 E CHIP SMITH WAY, ONTARIO, CA 91762-7238

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 13, 2022
Property Address	3103 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Document Number	0000179971
Map Reference	MB 342 PG 60-66
Instrument Date	Apr 18, 2022
Instrument	2022-0179971
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 E CHIP SMITH WAY, ONTARIO, CA 91762-7238

Mortgage

Document Number	0000179972
Date	May 13, 2022
Instrument	2022-0179972

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3103 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 E CHIP SMITH WAY, ONTARIO, CA 91762-7238

Mortgage

Document Number	0000339029
Date	Sep 10, 2020
Instrument	2020-0339029

Lender

Name	ORANGE COUNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 15, 2019
Property Address	3103 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Document Number	0000235028
Instrument Date	Jun 20, 2019
Instrument	235028
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3103 E CHIP SMITH WAY ONTARIO CA 917627238, ONTARIO, CA 91762-7238

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 15, 2019
Property Address	3103 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Document Number	0000235029
Map Reference	MB 342 PG 60-66
Instrument Date	Jun 20, 2019
Instrument	2019-0235029
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3103 E CHIP SMITH WAY, ONTARIO, CA 91762-7238

Mortgage

Document Number	0000235030
Date	Jul 15, 2019
Instrument	2019-0235030

Lender

Name	ORANGE COUNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Aug 01, 2026
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	6.62%
Index	1-Year CMT
Max Rate	8.62%

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Mountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$763,114 (+2%) Land $267,090 Building $496,024
2025	$11,526.00 (+5.95%)	$748,151 (+4.04%) Land $261,853 Building $486,298
2023	$10,879.00 (+28.94%)	$719,100 Land $251,685 Building $467,415
2022	$8,437.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060710019081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 998 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Inyo Networks	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

3103 E Chip Smith Way, Ontario, CA 91762 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2022: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on E Chip Smith Way

Nearby Streets

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