3103 Dower House Dr, Herndon, VA 20171 Property Records

Fairfax County property record for 3103 Dower House Dr, Herndon, VA 20171

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,360 sqft · built 1982
Lot Size	0.203 acres (8,850 sqft)
Owner	2 Company Names on Record
Last Sale	$244,900 (May 1996)
Tax Bill	$10,614 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0352-08-0128`

Property Details

APN / Parcel Number

Primary APN	`0352-08-0128`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,360 sqft Living Area
Gross Area	3,898 sqft
Basement Area	788 sqft
Game Room	Game Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,850 sqft (0.203 acres)
View / Lot	Buildable
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	285 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3103 DOWER HOUSE DR
City	HERNDON
State	VA
Zip	20171-2240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	302
Legal Description	FRANKLIN FARM LT 128 SEC 1
Legal Subdivision	FRANKLIN FARM
Legal Block	2
Legal Lot Number	128
Jurisdiction	FAIRFAX VA
Township / Civil Division	SULLY
Census Block Group	2
Census Block	2006
Census Tract	482504

Owner

Source: Fairfax County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3103 DOWER HOUSE DR, HERNDON, VA 20171-2240
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG
Dec 27, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG
Jan 15, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 1996 · Amount on Record
Deed Sale	May 30, 1996 · Amount on Record
Deed Book / Page	9714 / 1785
Last Transfer Date	May 31, 2024
Transfer Doc	0026677001
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	3103 DOWER HOUSE DR, HERNDON, VA 20171-2240
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	26996/1265
Date	Mar 29, 2021
Book Page	26996/1265
Instrument	2021055577.001

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	3103 DOWER HOUSE DR, HERNDON, VA 20171-2240
Document Number	2020136175001
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3103 DOWER HOUSE DR HERNDON VA 201712240, HERNDON, VA 20171-2240

Mortgage

Document Number	2020136175001
Date	Nov 4, 2020
Book Page	026638/001562
Instrument	136175001

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 3, 2045

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	3103 DOWER HOUSE DR, HERNDON, VA 20171-2240
Document Number	2020001463001
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3103 DOWER HOUSE DR HERNDON VA 201712240, HERNDON, VA 20171-2240

Mortgage

Document Number	2020001463001
Date	Jan 6, 2020
Book Page	026042/001273
Instrument	1463001

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	3103 DOWER HOUSE DR, HERNDON, VA 20171-2240
Document Number	2019069618001
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3103 DOWER HOUSE DR HERNDON VA 201712240, HERNDON, VA 20171-2240

Mortgage

Document Number	2019069618001
Date	Oct 25, 2019
Book Page	025950/001067
Instrument	69618001

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 24, 2044

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	3103 DOWER HOUSE DR, HERNDON, VA 20171-2240
Document Number	2019003295001
Instrument Date	Jan 15, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3103 DOWER HOUSE DR HERNDON VA 201712240, HERNDON, VA 20171-2240

Mortgage

Document Number	2019003295001
Date	Jan 22, 2019
Book Page	025639/001263
Instrument	3295001

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fairfax County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,614.00 (+10.56%)	$918,190 (+8.65%) Land $339,000 Building $579,190	$918,190 (+8.65%) Land $339,000 Building $579,190
2024	$9,600.00 (+0.67%)
2023	$9,536.00	$845,100 Land $299,000 Building $546,100	$845,100 Land $299,000 Building $546,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1981–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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