3103 Conservancy Dr, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 3103 Conservancy Dr, Chesapeake, VA 23323

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,496 sqft · built 2009
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$341,000 (Jul 2023)
Tax Bill	$3,256 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2020 Refinance + 1 more
APN	`0442001001340`

Property Details

APN / Parcel Number

Primary APN	`0442001001340`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,496 sqft Living Area
1st Floor Area	748 sqft
Upper Floors Area	748 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	105 ft deep x 22 ft wide
Garage Type	Detached
Garage Area	484 sqft
Porch	Open Porch
Porch Area	36 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3103 CONSERVANCY DR
City	CHESAPEAKE
State	VA
Zip	23323-1320
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD: PLANN
Legal Description	134 CULPEPPER LANDING PH 1-MX
Legal Subdivision	CULPEPPER LANDING
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3029
Census Tract	21301

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3103 CONSERVANCY DR, CHESAPEAKE, VA 23323-1320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC
Dec 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Apr 27, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2023 · Amount on Record
Deed Sale	Jul 12, 2023 · Amount on Record
Prior Sale	Apr 27, 2018 · Amount on Record
Deed Document Number	202314614
Deed Book / Page	10678 / 449
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 12, 2023
Property Address	3103 CONSERVANCY DR, CHESAPEAKE, VA 23323-1320
Document Number	010678/449
Book / Page	10678 / 449
Instrument Date	Jun 23, 2023
Instrument	230014614
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 CONSERVANCY DR, CHESAPEAKE, VA 23323-1320

Mortgage

Document Number	0230014615
Date	Jul 12, 2023
Instrument	230014615

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3103 CONSERVANCY DR, CHESAPEAKE, VA 23323-1320
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010272/240
Date	Dec 10, 2020
Book Page	10272/240
Instrument	200046637

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 27, 2018
Property Address	3103 CONSERVANCY DR, CHESAPEAKE, VA 23323-1320
Document Number	9906/1449
Book / Page	9906 / 1449
Instrument Date	Apr 26, 2018
Instrument	180010697
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 CONSERVANCY DR, CHESAPEAKE, VA 23323-1320

Mortgage

Document Number	180010698
Date	Apr 27, 2018
Instrument	180010698

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 1, 2023

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,500 (+9.96%) Land $150,000 Building $204,500	$354,500 (+9.96%) Land $150,000 Building $204,500
2025	$3,256.00 (+27.49%)	$322,400 (+9.7%) Land $130,000 Building $192,400	$322,400 (+9.7%) Land $130,000 Building $192,400
2023		$293,900 (+6.72%) Land $100,000 Building $193,900	$293,900 (+6.72%) Land $100,000 Building $193,900
2022		$275,400 Land $90,000 Building $185,400	$275,400 Land $90,000 Building $185,400
2019	$2,554.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	9 (1999–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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