3103 Clover Ranch Cir, Katy, TX 77494 Property Records

Fort Bend County property record for 3103 Clover Ranch Cir, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,277 sqft · built 2006
Lot Size	0.176 acres (7,644 sqft)
Owner	Individual Name on Record
Last Sale	$146,000 (May 2020)
Tax Bill	$6,915 (2025)
Deeds & Mortgages	Aug 2024 Sale May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R344884`

Property Details

APN / Parcel Number

Primary APN	`R344884`
Alternative APN	`4238-01-004-0050-914`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,277 sqft Living Area
Gross Area	2,697 sqft
1st Floor Area	971 sqft
2nd Floor Area	1,306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick/Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,644 sqft (0.176 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Patio Area	225 sqft
Storage Building	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3103 CLOVER RANCH CIR
City	KATY
State	TX
Zip	77494-3015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KATY CREEK RANCH SEC 1, BLOCK 4, LOT 5
Legal Subdivision	KATY CREEK RANCH SEC 1
Legal Block	4
Legal Lot Number	5
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2010
Census Tract	673113

Owner

Source: Fort Bend County records, as of September 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3103 CLOVER RANCH CIR, KATY, TX 77494-3015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2024	Special Warranty Deed, Transfer
May 28, 2020	Warranty Deed, Transfer CALIBER HM LOANS
Jan 30, 2019	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Prior Sale	Jan 30, 2019
Deed Document Number	202060803
Last Transfer Date	Aug 30, 2022
Transfer Doc	0000113855
Record Updated	Sep 20, 2026

August 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Aug 22, 2024
Property Address	3103 CLOVER RANCH CIR, KATY, TX 77494-3015
Document Number	0000081520
Map Reference	PL NO 20230229
Instrument Date	Aug 22, 2024
Instrument	2024081520
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7676 WOODWAY DR STE 104, 104, HOUSTON, TX 77063-1521
Investor	Possibly a Property Investor

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	May 28, 2020
Property Address	3103 CLOVER RANCH CIR, KATY, TX 77494-3015
Document Number	0000060803
Instrument Date	May 22, 2020
Instrument	60803
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	CELEBRITY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 MAGIE AVE ELIZABETH NJ 072081144, ELIZABETH, NJ 07208-1144

Mortgage

Document Number	60804
Date	May 28, 2020
Instrument	60804

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORT BEND TX
Recording Date	Jan 30, 2019
Property Address	3103 CLOVER RANCH CIR, KATY, TX 77494-3015
Document Number	0000009817
Instrument Date	Jan 15, 2019
Instrument	9817
Transaction Type	Transfer
Record Updated	Feb 20, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 MAGIE AVE ELIZABETH NJ 072081144, ELIZABETH, NJ 07208-1144

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,915.00 (-10.43%)	$423,007 (+7.49%) Land $61,464 Building $361,543	$423,007 (+7.49%) Land $61,464 Building $361,543
2024	$7,720.00 (+22.64%)	$393,546 (+3.15%) Land $61,464 Building $332,082	$393,546 (+3.15%) Land $61,464 Building $332,082
2023	$6,295.00 (+32.33%)	$381,536 Land $47,280 Building $334,256	$381,536 Land $47,280 Building $334,256
2018	$4,757.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Nearby Flood Policies	60 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS FORT BEND COUNTIES MUD 5 serves 4,641 people · EPA ID TX0790347
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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