Union County property record for 3103 Chippendale Rd, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,548 sqft · built 2007 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Dec 2021) |
| Tax Bill | $4,899 (2025) |
| Deeds & Mortgages | Dec 2021 Sale Sep 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-336-591 |
| Primary APN | 09-336-591 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,548 sqft Living Area |
| 1st Floor Area | 2,024 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Hip |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 68 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3103 CHIPPENDALE RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20SU MON |
| Legal Description | #221 HAMILTON PLACE PH5 OPCI891 |
| Legal Subdivision | HAMILTON PLACE |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20401 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3103 CHIPPENDALE RD, MONROE, NC 28110-8656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Dec 6, 2021 | Warranty Deed, Transfer |
| Sep 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Mar 2, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Oct 19, 2018 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2021 · Amount on Record |
| Deed Sale | Dec 6, 2021 · Amount on Record |
| Prior Sale | Sep 10, 2021 · Amount on Record |
| Deed Document Number | 202157368 |
| Deed Book / Page | 8335 / 254 |
| Prior Transfer Date | Nov 19, 2021 |
| Prior Transfer Doc | 0008335254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 6, 2021 |
| Property Address | 3103 CHIPPENDALE RD, MONROE, NC 28110-8656 |
| Document Number | 0008335254 |
| Book / Page | 8335 / 254 |
| Map Reference | CAB 1 FILE 891 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 57368 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3103 CHIPPENDALE RD, MONROE, NC 28110-8656 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 10, 2021 |
| Property Address | 3103 CHIPPENDALE RD, MONROE, NC 28110-8656 |
| Document Number | 8238391 |
| Book / Page | 8238 / 391 |
| Map Reference | CAB I FILE 891 |
| Instrument Date | Sep 8, 2021 |
| Instrument | 43099 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2021 |
| Title Company | SOUTHERN HOME TITLE, SOUTHERN HOMES TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $970.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10805 ROBERT BOST RD, 10805, MIDLAND, NC 28107-7792 |
| Name | Verified Name |
|---|---|
| Address | 3103 CHIPPENDALE RD, MONROE, NC 28110-8656 |
| Document Number | 43100 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 43100 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3103 CHIPPENDALE RD, MONROE, NC 28110-8656 |
| Document Number | 7600755 |
| Instrument Date | Mar 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3103 CHIPPENDALE RD MONROE NC 281108656, MONROE, NC 28110-8656 |
| Document Number | 7600755 |
|---|---|
| Date | Mar 3, 2020 |
| Book Page | 007600/000755 |
| Instrument | 7222 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 2, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 19, 2018 |
| Property Address | 3103 CHIPPENDALE RD, MONROE, NC 28110-8656 |
| Document Number | 7255141 |
| Book / Page | 007255 / 000141 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 29536 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2018 |
| Title Company | MOREHEAD TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3103 CHIPPENDALE RD MONROE NC 281108656, MONROE, NC 28110-8656 |
| Document Number | 7255143 |
|---|---|
| Date | Oct 19, 2018 |
| Book Page | 007255/000143 |
| Instrument | 29537 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2048 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $560,500 (-) Land $75,000 Building $485,500 | $560,500 (-) Land $75,000 Building $485,500 | |
| 2025 | $4,899.00 (+13.43%) | $560,500 (+41.5%) Land $75,000 Building $485,500 | $560,500 (+41.5%) Land $75,000 Building $485,500 |
| 2023 | $4,319.00 | $396,100 Land $47,400 Building $348,700 | $396,100 Land $47,400 Building $348,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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