3103 Chapel Rd, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 3103 Chapel Rd, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,812 sqft · built 1960
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$154,000 (Oct 2018)
Tax Bill	$5,461 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-025-00-019-00`

Property Details

APN / Parcel Number

Primary APN	`48-025-00-019-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,812 sqft Living Area
Gross Area	2,772 sqft
1st Floor Area	1,260 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	43,996 sqft (1.01 acres)
Terrain	Low
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	288 sqft
Deck Area	104 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3103 CHAPEL RD
City	ASHTABULA
State	OH
Zip	44004-8828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	82 -13 14 & 15-
Legal Subdivision	SAYBROOK
Legal Lot Number	82
Jurisdiction	ASHTABULA OH
Township / Civil Division	SAYBROOK
Census Block Group	3
Census Block	3013
Census Tract	1102

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3103 CHAPEL RD, ASHTABULA, OH 44004-8828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Oct 22, 2018	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2018 · Amount on Record
Deed Sale	Oct 22, 2018 · Amount on Record
Deed Document Number	201810769
Deed Book / Page	670 / 948
Prior Transfer Date	Jun 2, 2015
Prior Transfer Doc	0000005129
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	3103 CHAPEL RD, ASHTABULA, OH 44004-8828
Document Number	0000009376
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 CHAPEL RD ASHTABULA OH 440048828, ASHTABULA, OH 44004-8828

Mortgage

Document Number	0000009376
Date	Sep 23, 2019
Book Page	000692/001013
Instrument	9376

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Oct 22, 2018
Property Address	3103 CHAPEL RD, ASHTABULA, OH 44004-8828
Document Number	0000010769
Book / Page	670 / 0948
Instrument Date	Oct 18, 2018
Instrument	201800010769
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 CHAPEL RD, ASHTABULA, OH 44004-8828

Mortgage

Document Number	0000010770
Date	Oct 22, 2018
Instrument	201800010770

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Saybrook Township
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,461.00 (+77.77%)	$65,240 (-) Land $5,320 Building $59,920	$186,400 (-) Land $15,200 Building $171,200
2023	$3,072.00 (+15.92%)	$65,240 (+34.57%) Land $5,320 Building $59,920	$186,400 (+34.58%) Land $15,200 Building $171,200
2022	$2,650.00	$48,480 Land $4,100 Building $44,380
2020			$138,500 Land $11,700 Building $126,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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