3103 Central Ave, Alameda, CA 94501 Property Records

Alameda County property record for 3103 Central Ave, Alameda, CA 94501

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,302 sqft · built 1915
Lot Size	0.096 acres (4,200 sqft)
Owner	Company Name on Record
Last Sale	$1,500,000 (Apr 2022)
Tax Bill	$21,886 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Apr 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`69-94-12`

Property Details

APN / Parcel Number

Primary APN	`69-94-12`
Alternative APN	`069-0094-012-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,302 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1922
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,200 sqft (0.096 acres)

Location & Zoning

Street Address	3103 CENTRAL AVE
City	ALAMEDA
State	CA
Zip	94501-3143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00012 BLK: AR: 0069 PAGE: 0094
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	2
Census Block	2010
Census Tract	428100

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1497 SHINN CT, FREMONT, CA 94536-4078
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage CATHAY BANK
Apr 7, 2022	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY
Oct 4, 2021	Intrafamily Transfer, Transfer
Oct 4, 2021	Affidavit of Death of Joint Tenant, Transfer
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Aug 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage RPM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2022 · Amount on Record
Deed Sale	Apr 7, 2022 · Amount on Record
Deed Document Number	202270303
Prior Transfer Date	Jul 29, 2021
Prior Transfer Doc	0000330513
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3103 CENTRAL AVE, ALAMEDA, CA 94501-3143
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1497 SHINN CT, FREMONT, CA 94536-4078

Mortgage

Document Number	0000122645
Date	Jul 6, 2022
Instrument	2022122645

Lender

Name	CATHAY BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	1-Year CMT
Max Rate	10.2%

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 7, 2022
Property Address	3103 CENTRAL AVE, ALAMEDA, CA 94501-3143
Document Number	0000070303
Instrument Date	Apr 1, 2022
Instrument	2022070303
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$19,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1497 SHINN CT, FREMONT, CA 94536-4078

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Oct 4, 2021
Property Address	3103 CENTRAL AVE, ALAMEDA, CA 94501-3143
Document Number	0000330514
Instrument Date	Jul 29, 2021
Instrument	2021330514
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3103 CENTRAL AVE, ALAMEDA, CA 94501-3143

October 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ALAMEDA CA
Recording Date	Oct 4, 2021
Property Address	3103 CENTRAL AVE, ALAMEDA, CA 94501-3143
Document Number	0000330513
Instrument Date	Jul 29, 2021
Instrument	2021330513
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 CENTRAL AVE, ALAMEDA, CA 94501-3143

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3103 CENTRAL AVE, ALAMEDA, CA 94501-3143
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 CENTRAL AVE, ALAMEDA, CA 94501-3143

Mortgage

Document Number	0000346532
Date	Dec 10, 2020
Instrument	2020346532

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3103 CENTRAL AVE, ALAMEDA, CA 94501-3143
Document Number	0000184465
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3103 CENTRAL AVE ALAMEDA CA 945013143, ALAMEDA, CA 94501-3143

Mortgage

Document Number	0000184465
Date	Aug 23, 2017
Instrument	184465

Lender

Name	RPM MTG
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,500,000 (-5.77%) Land $450,000 Building $1,050,000
2025	$21,886.00 (+16.45%)	$1,591,800 (+15.35%) Land $477,540 Building $1,114,260
2023	$18,795.00	$1,380,000 Land $414,000 Building $966,000	$1,476,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom.

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