Oakland County property record for 3103 Buss Dr, Commerce Township, MI 48390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,662 sqft · built 1993 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Apr 2021) |
| Tax Bill | $3,649 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Aug 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-22-126-057 |
| Primary APN | E-17-22-126-057 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,662 sqft Living Area |
| 1st Floor Area | 1,662 sqft |
| Basement Area | 1,397 sqft |
| Unfinished Basement | 1,397 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 162 ft deep x 76 ft wide |
| Garage Area | 688 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 420 sqft |
| Patio Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3103 BUSS DR |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48390-1205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R8E, SEC 22 SMUGGLER'S RIDGE LOT 19 11-26-91 FR 033 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 22 |
| Legal Subdivision | SMUGGLERS RIDGE |
| Legal Lot Number | 11,19 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 134300 |
3103 Buss Dr is owned and occupied by two individuals who bought it in April 2021.
Source: Oakland County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3103 BUSS DR, COMMERCE TOWNSHIP, MI 48390-1205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL |
| Aug 4, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DFCU FINANCIAL |
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 9, 2017 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Apr 23, 2021 | Warranty Deed, Transfer MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2021 · Amount on File |
| Deed Sale | Apr 23, 2021 · Amount on File |
| Prior Sale | Aug 11, 2003 · Amount on File |
| Deed Document Number | 2021110303 |
| Deed Book / Page | 56131 / 289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 10, 2026 |
| Property Address | 3103 BUSS DR, COMMERCE TOWNSHIP, MI 48390-1205 |
| Document Number | 0000098656 |
| Book / Page | 61351 / 279 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202698656 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | DFCU TITLE AGENCY LLC, DFCU TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 3103 BUSS DR, COMMERCE TOWNSHIP, MI 48390-1205 |
| Document Number | 0000098656, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 61351/279 |
| Instrument | 202698656 |
| Name | DFCU FINANCIAL |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3103 BUSS DR, COMMERCE TOWNSHIP, MI 48390-1205 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Title Company | DFCU TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 3103 BUSS DR, COMMERCE TOWNSHIP, MI 48390-1205 |
| Document Number | 0000085394 |
|---|---|
| Date | Aug 4, 2023 |
| Book Page | 58787/555 |
| Instrument | 85394 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Address | DEARBORN HEIGHTS, MI 48125 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 31, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3103 BUSS DR, COMMERCE TOWNSHIP, MI 48390-1205 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | EMBASSY TITLE |
| Name | Verified Name |
|---|---|
| Address | 5735 STRAWBERRY CIR, COMMERCE TOWNSHIP, MI 48382-5502 |
| Document Number | 0000057419 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 55821/383 |
| Instrument | 57419 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3103 BUSS DR, COMMERCE TOWNSHIP, MI 48390-1205 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000149430 |
|---|---|
| Date | Aug 9, 2017 |
| Book Page | 50952/00461 |
| Instrument | 149430 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 23, 2021 |
| Property Address | 3103 BUSS DR, COMMERCE TOWNSHIP, MI 48390-1205 |
| Document Number | 0000110303 |
| Book / Page | 56131 / 289 |
| Map Reference | LB 219 PG 1-4 |
| Instrument Date | Feb 24, 2021 |
| Instrument | 110303 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,397.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3103 BUSS DR, 3103, COMMERCE TOWNSHIP, MI 48390-1205 |
| Name | Verified Name |
|---|---|
| Address | 5735 STRAWBERRY CIR, COMMERCE TOWNSHIP, MI 48382-5502 |
The 2025 property tax bill for 3103 Buss Dr was $3,649 with a homeowner's exemption, down 36% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,649.00 (-36%) Homeowner's exemption | $201,910 | $403,820 |
| 2024 | $5,702.00 | ||
| 2023 | $180,100 | $360,200 | |
| 2021 | $2,711.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3103 Buss Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3103 Buss Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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