3103 Broad St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 3103 Broad St, Chattanooga, TN 37408

Property Summary

Property Type	Restaurant
Details	1,700 sqft · built 1987
Lot Size	0.291 acres (12,680 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Jan 2013)
Tax Bill	$2,695 (2025)
Deeds & Mortgages	Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`155F A 004`

Property Details

APN / Parcel Number

Primary APN	`155F A 004`
Alternative APN	`0000088190`

Interior

Stories	1 Story
Building Area	1,700 sqft Total Area

Exterior

Year Built	Built 1987
Exterior Material	Stucco
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	12,680 sqft (0.291 acres)
Lot Dimensions	100 ft deep x 126 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000088190
Street Address	3103 BROAD ST
City	CHATTANOOGA
State	TN
Zip	37408-3058
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	UGC
Legal Description	LT 2 JACOBS SUB ON BROAD STREET DB V1 PG 667 PB 64 PG 161 0138 01 01
Legal Subdivision	GILLESPIE GEORGE L E
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2010
Census Tract	1900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3103 Broad St, a commercial property, is owned by an individual who acquired it in October 2019.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	208 FRAZIER AVE, CHATTANOOGA, TN 37405-4048
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2013 · Amount on File
Deed Sale	Jan 10, 2013 · Amount on File
Prior Sale	Jan 10, 2013 · Amount on File
Deed Document Number	0000000143
Last Transfer Date	Oct 1, 2019
Transfer Doc	1001000327
Record Updated	Jun 8, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 1, 2019
Property Address	3103 BROAD ST, CHATTANOOGA, TN 37408-3058
Document Number	1001000327
Book / Page	011776 / 000752
Instrument Date	Sep 23, 2019
Instrument	191001000327
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 BROAD ST CHATTANOOGA TN 374083058, CHATTANOOGA, TN 37408-3058

Tax Assessment & Valuation

The 2025 property tax bill for 3103 Broad St was $2,695, up 15.1% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,695.00 (+15.12%)	$177,840 (+69.95%)	$444,600 (+69.95%) Land $380,300 Building $64,300
2024	$2,341.00	$104,640 (-)	$261,600 (-) Land $209,200 Building $52,400
2023	$2,341.00	$104,640 (-)	$261,600 (-) Land $209,200 Building $52,400
2022	$2,341.00	$104,640	$261,600 Land $209,200 Building $52,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3103 Broad St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3103 Broad St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20