3103 Big Laurel Rd, Creston, NC 28615 Property Records

Ashe County property record for 3103 Big Laurel Rd, Creston, NC 28615

Property Summary

Property Type	Single Family Home
Details	1,280 sqft · built 1954
Lot Size	4.54 acres (197,850 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jun 2024)
Tax Bill	$877 (2026)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10080-021`

Property Details

APN / Parcel Number

Primary APN	`10080-021`
Alternative APNs	`102929289643` `101171` `117051`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,280 sqft Heated Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1961
Architectural Style	Conventional
Lot Area	197,850 sqft (4.54 acres)

Location & Zoning

Account Number	117051
Old Parcel Number	10080021
Street Address	3103 BIG LAUREL RD
City	CRESTON
State	NC
Zip	28615-9017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.542 AC
Jurisdiction	ASHE NC
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1047
Census Tract	970300

Owner

3103 Big Laurel Rd is owned and occupied by an individual who bought it in June 2024.

Source: Ashe County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3103 BIG LAUREL RD, CRESTON, NC 28615-9017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2024	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 27, 2018	Quit Claim Deed, Transfer WALKER TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2024 · Amount on File
Deed Sale	Jun 25, 2024 · Amount on File
Deed Document Number	20242840
Deed Book / Page	564 / 907
Prior Transfer Date	Dec 21, 2018
Prior Transfer Doc	000497/686
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jun 25, 2024
Property Address	3103 BIG LAUREL RD, CRESTON, NC 28615-9017
Document Number	000564/907
Book / Page	564 / 907
Map Reference	MB 11 PG 553
Instrument Date	Jun 19, 2024
Instrument	2840
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	272 BELLE RIDGE ST, NORTH WILKESBORO, NC 28659-8214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 BIG LAUREL RD, CRESTON, NC 28615-9017

Mortgage

Document Number	0000002841
Date	Jun 25, 2024
Instrument	2841

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHE NC
Recording Date	Dec 27, 2018
Property Address	3103 BIG LAUREL RD, CRESTON, NC 28615-9017
Document Number	000497/686
Book / Page	497 / 686
Instrument Date	Dec 21, 2018
Instrument	5644
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	WALKER TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 3RD STREET PL SW, CONOVER, NC 28613-2622

Tax Assessment & Valuation

The 2026 property tax bill for 3103 Big Laurel Rd was $877.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$877.00	$167,500 (-) Land $29,700 Building $137,800	$167,500 (-) Land $29,700 Building $137,800
2025	$877.00	$167,500 Land $29,700 Building $137,800	$167,500 Land $29,700 Building $137,800
2023	$52.00 (+73.33%)	$10,500 (+98.11%) Land $10,500	$10,500 (+98.11%) Land $10,500
2022	$30.00	$5,300 Land $5,300	$5,300 Land $5,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3103 Big Laurel Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3103 Big Laurel Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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