3103 Ashley Ct, Sebring, FL 33870 Property Records

Highlands County property record for 3103 Ashley Ct, Sebring, FL 33870

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.271 acres (11,816 sqft)
Owner	Owner Name on File
Last Sale	$15,000 (Feb 2005)
Tax Bill	$130 (2024)
Deeds & Mortgages	Apr 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`C164906000000040`

Property Details

APN / Parcel Number

Primary APN	`C164906000000040`
Alternative APN	`C-16-34-29-060-0000-0040`

Exterior

Lot Area	11,816 sqft (0.271 acres)

Location & Zoning

Old Parcel Number	C164906000000040
Street Address	3103 ASHLEY CT
City	SEBRING
State	FL
Zip	33870-6821
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	M1S
Legal Description	CINDYS GROVE UNIT 6 PB 13-PG 10 LOT 4
Legal Range	29E
Legal Township	34S
Legal Section	16
Legal Subdivision	CINDYS GROVES UNIT 6
Legal Lot Number	4
Legal Unit	6
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2001
Census Tract	960900

Owner

The current owner of 3103 Ashley Ct bought it in February 2005.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Owner Name on File
Mailing Address	3109 ASHLEY CT, SEBRING, FL 33870-6821
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2005 · Amount on File
Deed Sale	Feb 23, 2005 · Amount on File
Deed Document Number	1297696
Deed Book / Page	1827 / 1070
Record Updated	Jun 8, 2026

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	3103 ASHLEY CT, SEBRING, FL 33870-6821
Document Number	0001893970
Instrument Date	Apr 2, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3109 ASHLEY CT SEBRING FL 338706821, SEBRING, FL 33870-6821

Mortgage

Document Number	0001893970
Date	Apr 24, 2018
Book Page	002632/001450
Instrument	1893970

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Apr 23, 2021

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,500 Land $13,500	$13,500 Land $13,500
2024	$130.00 (+51.16%)
2023	$86.00	$4,275 (-) Land $4,275	$4,275 (-) Land $4,275
2022	$86.00	$4,275 Land $4,275	$4,275 Land $4,275

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3103 Ashley Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3103 Ashley Ct is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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