3103 Arrow Ln, Clarksville, TN 37043 Property Records

Montgomery County property record for 3103 Arrow Ln, Clarksville, TN 37043

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,545 sqft · built 1996
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (Oct 2018)
Tax Bill	$2,325 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63B B 27.00`

Property Details

APN / Parcel Number

Primary APN	`63B B 27.00`
Alternative APNs	`063B B 02700 000` `39482`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,545 sqft Living Area
Gross Area	1,985 sqft
1st Floor Area	1,545 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	1,020 sqft

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	160 sqft
Patio Area	196 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3103 ARROW LN
City	CLARKSVILLE
State	TN
Zip	37043-2463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SUBDIVISION: DEERTRAIL BLOCK: 2B LOT: 166 PLAT BOOK: 13 PLAT PAGE: 389 UTL BLD N/V & P/U PATIO T-11
Legal Subdivision	DEERTRAIL
Legal Block	2B
Legal Lot Number	166
Jurisdiction	MONTGOMERY TN
Township / Civil Division	2
Census Block Group	1
Census Block	1009
Census Tract	101808

Owner

3103 Arrow Ln is owned and occupied by an individual who acquired it in September 2024.

Source: Montgomery County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	3103 ARROW LN, CLARKSVILLE, TN 37043-2463
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · VA Mortgage F & M BANK
Oct 22, 2018	Warranty Deed, Transfer · VA Mortgage F&M BANK
Apr 24, 2017	Warranty Deed, Transfer · Conventional Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2018 · Amount on File
Deed Sale	Oct 22, 2018 · Amount on File
Prior Sale	Apr 24, 2017 · Amount on File
Deed Document Number	20181184713
Deed Book / Page	1844 / 274
Last Transfer Date	Sep 6, 2024
Transfer Doc	002394/797
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	3103 ARROW LN, CLARKSVILLE, TN 37043-2463
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001257966
Date	Jun 1, 2020
Book Page	1974/1186
Instrument	1257966

Lender

Name	F & M BANK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Oct 22, 2018
Property Address	3103 ARROW LN, CLARKSVILLE, TN 37043-2463
Document Number	1844/274
Book / Page	1844 / 274
Instrument Date	Oct 17, 2018
Instrument	1184713
Transaction Type	Transfer
Record Updated	Apr 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 ARROW LN, CLARKSVILLE, TN 37043-2463

Mortgage

Document Number	0001184714
Date	Oct 22, 2018
Book Page	0000001844/0000000276
Instrument	1184714

Lender

Name	F&M BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Apr 24, 2017
Property Address	3103 ARROW LN, CLARKSVILLE, TN 37043-2463
Document Number	0001119454
Book / Page	001737 / 000192
Instrument Date	Apr 13, 2017
Instrument	1119454
Transaction Type	Transfer
Record Updated	May 1, 2017
Title Company	FOUNDATION TITLE, FOUNDATION TITLE AND ESCROW SERI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 ARROW LN CLARKSVILLE TN 370432463, CLARKSVILLE, TN 37043-2463

Mortgage

Document Number	1119455
Date	Apr 24, 2017
Book Page	001737/000194
Instrument	1119455

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3103 Arrow Ln was $2,325, up 2.1% from the year before.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Municipality	Clarksville City
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,325.00 (+2.06%)	$77,000 (-)	$308,000 (-) Land $62,000 Building $246,000
2024	$2,278.00 (+19.2%)	$77,000 (+73.03%)	$308,000 Land $62,000 Building $246,000
2023	$1,911.00 (+1.76%)	$44,500 (-1.77%)
2022	$1,878.00	$45,300	$178,000 Land $34,400 Building $143,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3103 Arrow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3103 Arrow Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CDE Lightband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Cumberland Connect.

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