3103 9th St, Winthrop Harbor, IL 60096 Property Records

Lake County property record for 3103 9th St, Winthrop Harbor, IL 60096

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	15,074 sqft · built 1978
Lot Size	1.11 acres (48,482 sqft)
Owner	Individual Name on Record
Last Sale	$952,000 (Jul 2017)
Tax Bill	$22,685 (2024)
Deeds & Mortgages	Jul 2020 Line of Credit Jul 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-09-303-059`

Property Details

APN / Parcel Number

Primary APN	`04-09-303-059`

Interior

Building Area	15,074 sqft Gross Area
Basement Area	7,499 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Construction Type	Frame
Lot Area	48,482 sqft (1.11 acres)
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Location & Zoning

Street Address	3103 9TH ST
City	WINTHROP HARBOR
State	IL
Zip	60096-1046
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Legal Description	BARTLETTS NO. SHORE ACRES (EX PT TAKEN FOR HWY) N 207FT OF W 242.42FT BLOCK 11
Legal Subdivision	FREDERICK H BARTLETTS NORTH S
Legal Block	11
Jurisdiction	LAKE IL
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1005
Census Tract	860104

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1030 N STATE ST, 38K, CHICAGO, IL 60610-2836
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Jul 5, 2017	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2017 · Amount on Record
Deed Sale	Jul 5, 2017 · Amount on Record
Prior Sale	Feb 28, 1994 · Amount on Record
Deed Document Number	20177408060
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	3103 9TH ST, WINTHROP HARBOR, IL 60096-1046
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007677257
Date	Jul 27, 2020
Instrument	7677257

Lender

Name	FIRST STATE BANK
Type	Bank
Address	SYCAMORE, IL 60178

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 17, 2040

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jul 5, 2017
Property Address	3103 9TH ST, WINTHROP HARBOR, IL 60096-1046
Document Number	0007408060
Map Reference	DOC165570
Instrument Date	Jun 29, 2017
Instrument	7408060
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$952.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007408061
Date	Jul 5, 2017
Instrument	7408061

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Benton Township
Municipality	Winthrop Harbor Village
Elementary School District	Winthrop Harbor School District 1 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$246,909 (+13.53%) Land $14,980 Building $231,929	$740,801 (+13.53%) Land $44,944 Building $695,857
2024	$22,685.00 (+34.32%)
2023	$16,889.00 (-2.53%)	$217,474 (+40.92%) Land $13,194 Building $204,280	$652,487 (+40.92%) Land $39,586 Building $612,901
2022	$17,327.00	$154,327 Land $14,966 Building $139,361	$463,027 Land $44,902 Building $418,125

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1986)
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP HARBOR serves 6,565 people · EPA ID IL0971950
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Apr 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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