PO BOX 93059 LUBBOCK TX 794933059, LUBBOCK, TX 79493-3059
Mortgage
Document Number
0000050415
Date
Dec 26, 2019
Instrument
50415
Lender
Name
CITY BK
Type
Bank
Address
LUBBOCK, TX 79406-5050
Agreement
Amount
Amount on Record
Term
12 Months
Due
Dec 25, 2020
May 2019: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
LUBBOCK TX
Property Address
3103 20TH ST, LUBBOCK, TX 79410-1407
Document Number
0000020368
Instrument Date
May 31, 2019
Transaction Type
Mortgage
Record Updated
Jun 20, 2019
Title Company
NOT AVAILABLE
Transaction
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
PO BOX 93059 LUBBOCK TX 794933059, LUBBOCK, TX 79493-3059
Mortgage
Document Number
0000020368
Date
Jun 3, 2019
Instrument
20368
Lender
Name
CITY BK
Type
Bank
Address
LUBBOCK, TX 79408-5060
Agreement
Amount
Amount on Record
Term
12 Months
Due
Jun 2, 2020
June 2018: Vendor's Lien, Transfer
Document Type
Vendor's Lien
Jurisdiction
LUBBOCK TX
Recording Date
Jun 4, 2018
Property Address
3103 20TH ST, LUBBOCK, TX 79410-1407
Document Number
0000020552
Map Reference
VOL104 PG568
Instrument Date
May 31, 2018
Instrument
2018020552
Transaction Type
Transfer
Record Updated
Dec 23, 2021
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
PO BOX 42021, LUBBOCK, TX 79409-2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
PO BOX 93059, LUBBOCK, TX 79493-3059
Mortgage
Document Number
0000020554
Date
Jun 4, 2018
Instrument
2018020554
Lender
Name
CITY BANK
Type
Bank
Special Notes
Seller Financed
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
12 Months
Due
May 31, 2019
October 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
LUBBOCK TX
Recording Date
Oct 25, 2017
Property Address
3103 20TH ST, LUBBOCK, TX 79410-1407
Document Number
0000038384
Instrument Date
Oct 23, 2017
Instrument
38384
Transaction Type
Transfer
Record Updated
Nov 14, 2017
Transaction
Tax
$0.00
Additional
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
3103 20TH ST LUBBOCK TX 794101407, LUBBOCK, TX 79410-1407
Tax Assessment & Valuation
The 2025 property tax bill for 3103 20th St was $633, up 17% from the year before.
Source: Lubbock County assessment roll, as of October 1, 2025
Property Jurisdictions
Type
Name
State
Texas
County
Lubbock County
Municipality
Lubbock City
Unified School District
Lubbock Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$633.00 (+17.01%)
$35,777
$68,000Land $68,000
2024
$541.00 (+17.35%)
2023
$461.00 (-8.17%)
$24,845Land $24,845
$24,845Land $24,845
2022
$502.00
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 3103 20th St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 28 policies
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
28 in force
Nearby Flood Claims
7 (1991–2015)
Claims Outside the SFHA
2 of 7
Most Recent Claim
May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
Hurricane Alex, Jul 2010 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3103 20th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source
Surface water
Last State Inspection
Aug 2023
Lead
1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
2 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area