3103 14th Ave, Chattanooga, TN 37407 Property Records

Hamilton County property record for 3103 14th Ave, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,120 sqft · built 2016
Lot Size	0.195 acres (8,500 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Aug 2021)
Tax Bill	$727 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`168B T 029`

Property Details

APN / Parcel Number

Primary APN	`168B T 029`
Alternative APN	`0000108348`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,500 sqft (0.195 acres)
Lot Dimensions	170 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000108348
Street Address	3103 14TH AVE
City	CHATTANOOGA
State	TN
Zip	37407-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 462 BLK 40 EAST LAKE MISSION RIDGE LAND CO PB2 PG25
Legal Subdivision	EAST LAKE MISSION RI
Legal Block	40
Legal Lot Number	462
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1021
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3103 14th Ave is owned by an individual who bought it in August 2021.

Source: Hamilton County records, as of January 2, 2026

Owner of Record	Individual Name on File
Mailing Address	13715 39TH AVE NE, SEATTLE, WA 98125-3809
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2021 · Amount on File
Deed Sale	Aug 4, 2021 · Amount on File
Prior Sale	Apr 11, 2005 · Amount on File
Deed Document Number	2021193
Deed Book / Page	12596 / 294
Prior Transfer Date	Mar 24, 2016
Prior Transfer Doc	0000000128
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 4, 2021
Property Address	3103 14TH AVE, CHATTANOOGA, TN 37407-1812
Document Number	0000000193
Book / Page	12596 / 294
Map Reference	MB 2 PG 25
Instrument Date	Jul 2, 2021
Instrument	2021080400193
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$481.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13715 39TH AVE NE, SEATTLE, WA 98125-3809

Mortgage

Document Number	0012596296
Date	Aug 4, 2021
Instrument	12596/296

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3103 14th Ave was $727, up 12% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$727.00 (+12.02%)	$47,975 (+65.15%)	$191,900 (+65.15%) Land $30,000 Building $161,900
2024	$649.00	$29,050 (-)	$116,200 (-) Land $10,000 Building $106,200
2023	$649.00	$29,050 (-)	$116,200 (-) Land $10,000 Building $106,200
2022	$649.00	$29,050	$116,200 Land $10,000 Building $106,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3103 14th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3103 14th Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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