Pasco County property record for 31028 Bridgegate Dr, Wesley Chapel, FL 33545
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,263 sqft · built 2005 |
| Lot Size | 0.166 acres (7,235 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $165,000 (Mar 2012) |
| Tax Bill | $4,145 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Jul 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-25-20-0010-00400-0390 |
| Primary APN | 34-25-20-0010-00400-0390 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,263 sqft Living Area |
| Gross Area | 3,683 sqft |
| 1st Floor Area | 1,518 sqft |
| Upper Floors Area | 1,515 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco/Tile/Wood |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,235 sqft (0.166 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 691 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 31028 BRIDGEGATE DR |
|---|---|
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33545-8215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | BRIDGEWATER PHASE 1 AND 2 PB 48 PG 110 BLOCK 4 LOT 39 |
| Legal Range | 20E |
| Legal Township | 25S |
| Legal Section | 34 |
| Legal Subdivision | BRIDGEWATER |
| Legal Tract | 10 |
| Legal Block | 4 |
| Legal Lot Number | 39 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 32103 |
31028 Bridgegate Dr is owner-occupied and held in a trust since March 2012.
Source: Pasco County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 31028 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8215 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Nov 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Mar 9, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2012 · Amount on File |
| Deed Sale | Mar 16, 2012 · Amount on File |
| Prior Sale | Nov 14, 2011 · Amount on File |
| Deed Document Number | 201243683 |
| Deed Book / Page | 8670 / 2435 |
| Prior Transfer Date | Nov 7, 2011 |
| Prior Transfer Doc | 0086211398 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Aug 14, 2026 |
| Property Address | 31028 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8215 |
| Document Number | 0000153211 |
| Book / Page | 11476 / 2035 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 2026153211 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 31028 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8215 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 31028 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8215 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0106492803 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 10649/2803 |
| Instrument | 2022151377 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 31028 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8215 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 31028 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8215 |
| Document Number | 0105012470 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 10501/2470 |
| Instrument | 2021263185 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 31028 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8215 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 31028 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8215 |
| Document Number | 0103821127 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 10382/1127 |
| Instrument | 2021136649 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 342 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 31028 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8215 |
| Document Number | 0100293263 |
| Instrument Date | Nov 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31028 BRIDGEGATE DR WESLEY CHAPEL FL 335458215, WESLEY CHAPEL, FL 33545-8215 |
| Document Number | 0100293263 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 010029/003263 |
| Instrument | 220328 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 26, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 31028 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8215 |
| Document Number | 0098723795 |
| Instrument Date | Mar 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31028 BRIDGEGATE DR WESLEY CHAPEL FL 335458215, WESLEY CHAPEL, FL 33545-8215 |
| Document Number | 0098723795 |
|---|---|
| Date | Mar 14, 2019 |
| Book Page | 009872/003795 |
| Instrument | 42790 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 13, 2049 |
The 2025 property tax bill for 31028 Bridgegate Dr was $4,145.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,460 (+2.7%) | $442,645 (-0.17%) Land $66,932 Building $375,713 | |
| 2025 | $4,145.00 | $176,690 Land $66,932 Building $109,758 | $443,407 Land $66,932 Building $376,475 |
| 2023 | $3,981.00 (+6.53%) Additional exemption filed | $166,710 (+3%) Land $48,692 Building $118,018 | $478,881 (+25.99%) Land $48,692 Building $430,189 |
| 2022 | $3,737.00 Homeowner's exemption | $161,860 Land $40,712 Building $121,148 | $380,080 Land $40,712 Building $339,368 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31028 Bridgegate Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 77 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 2 (2012–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31028 Bridgegate Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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