31028 Bridgegate Dr, Wesley Chapel, FL 33545 Property Records

Pasco County property record for 31028 Bridgegate Dr, Wesley Chapel, FL 33545

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,263 sqft · built 2005
Lot Size0.166 acres (7,235 sqft)
Owner2 Trust Names on File
Last Sale$165,000 (Mar 2012)
Tax Bill$4,145 (2025)
Deeds & MortgagesAug 2026 Sale
Jul 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN34-25-20-0010-00400-0390

Property Details

APN / Parcel Number

Primary APN34-25-20-0010-00400-0390
Alternative APNs
  • 2025340010004000390
  • 0460109

Interior

Full Baths3 Baths
Stories2 Stories
Building Area3,263 sqft Living Area
Gross Area3,683 sqft
1st Floor Area1,518 sqft
Upper Floors Area1,515 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco/Tile/Wood
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,235 sqft (0.166 acres)
Garage TypeAttached
Garage Area420 sqft
DrivewayConcrete Driveway
Driveway Area691 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area230 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address31028 BRIDGEGATE DR
CityWESLEY CHAPEL
StateFL
Zip33545-8215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionBRIDGEWATER PHASE 1 AND 2 PB 48 PG 110 BLOCK 4 LOT 39
Legal Range20E
Legal Township25S
Legal Section34
Legal SubdivisionBRIDGEWATER
Legal Tract10
Legal Block4
Legal Lot Number39
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group3
Census Block3013
Census Tract32103

Owner

31028 Bridgegate Dr is owner-occupied and held in a trust since March 2012.

Source: Pasco County records, as of October 13, 2026

Owner of Record2 Trust Names on File
Mailing Address31028 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8215
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 8, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jun 30, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Nov 23, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Mar 9, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2012 · Amount on File
Deed SaleMar 16, 2012 · Amount on File
Prior SaleNov 14, 2011 · Amount on File
Deed Document Number201243683
Deed Book / Page8670 / 2435
Prior Transfer DateNov 7, 2011
Prior Transfer Doc0086211398
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateAug 14, 2026
Property Address31028 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8215
Document Number0000153211
Book / Page11476 / 2035
Instrument DateAug 14, 2026
Instrument2026153211
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address31028 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8215

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address31028 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8215
Transaction TypeMortgage
Record UpdatedJul 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0106492803
DateJul 12, 2022
Book Page10649/2803
Instrument2022151377
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2052

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address31028 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8215
Transaction TypeMortgage
Record UpdatedDec 24, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address31028 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8215

Mortgage

Document Number0105012470
DateDec 8, 2021
Book Page10501/2470
Instrument2021263185
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address31028 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8215
Transaction TypeMortgage
Record UpdatedJul 13, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address31028 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8215

Mortgage

Document Number0103821127
DateJun 30, 2021
Book Page10382/1127
Instrument2021136649
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term342 Months
DueDec 1, 2049

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address31028 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8215
Document Number0100293263
Instrument DateNov 23, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address31028 BRIDGEGATE DR WESLEY CHAPEL FL 335458215, WESLEY CHAPEL, FL 33545-8215

Mortgage

Document Number0100293263
DateDec 27, 2019
Book Page010029/003263
Instrument220328
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 26, 2049

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address31028 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8215
Document Number0098723795
Instrument DateMar 9, 2019
Transaction TypeMortgage
Record UpdatedMar 27, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address31028 BRIDGEGATE DR WESLEY CHAPEL FL 335458215, WESLEY CHAPEL, FL 33545-8215

Mortgage

Document Number0098723795
DateMar 14, 2019
Book Page009872/003795
Instrument42790
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 31028 Bridgegate Dr was $4,145.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$181,460 (+2.7%)$442,645 (-0.17%) Land $66,932 Building $375,713
2025$4,145.00$176,690 Land $66,932 Building $109,758$443,407 Land $66,932 Building $376,475
2023$3,981.00 (+6.53%) Additional exemption filed$166,710 (+3%) Land $48,692 Building $118,018$478,881 (+25.99%) Land $48,692 Building $430,189
2022$3,737.00 Homeowner's exemption$161,860 Land $40,712 Building $121,148$380,080 Land $40,712 Building $339,368

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31028 Bridgegate Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 77 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims2 (2012–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31028 Bridgegate Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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