31027 Summer Sun Loop, Wesley Chapel, FL 33545 Property Records

Pasco County property record for 31027 Summer Sun Loop, Wesley Chapel, FL 33545

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,846 sqft · built 2018
Lot Size	0.151 acres (6,589 sqft)
Owner	Individual Name on Record
Last Sale	$261,990 (Aug 2018)
Tax Bill	$8,558 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-25-20-0110-02500-0040`

Property Details

APN / Parcel Number

Primary APN	`34-25-20-0110-02500-0040`
Alternative APN	`0467003`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,846 sqft Living Area
Gross Area	2,395 sqft
1st Floor Area	1,846 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,589 sqft (0.151 acres)
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	622 sqft
Porch	Finished/Screened Porch
Porch Area	108 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0467003
Street Address	31027 SUMMER SUN LOOP
City	WESLEY CHAPEL
State	FL
Zip	33545-5166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	EPPERSON RANCH SOUTH PHASES 2F-1 & 2G-1 PB 76 PG 034 BLOCK 25 LOT 4 OR 9778 PG 2629
Legal Range	20E
Legal Township	25S
Legal Section	34
Legal Subdivision	EPPERSON RANCH SOUTH
Legal Tract	110
Legal Block	25
Legal Lot Number	4
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3000
Census Tract	32103

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	30862 PARROT REEF CT, WESLEY CHAPEL, FL 33545-5181
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Aug 27, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Deed Document Number	2018145066
Deed Book / Page	9778 / 2629
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	31027 SUMMER SUN LOOP, WESLEY CHAPEL, FL 33545-5166
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31027 SUMMER SUN LOOP, ZEPHYRHILLS, FL 33545-5166

Mortgage

Document Number	0104062930
Date	Aug 3, 2021
Book Page	10406/2930
Instrument	2021162806

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	31027 SUMMER SUN LOOP, WESLEY CHAPEL, FL 33545-5166
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101161940
Date	Jun 10, 2020
Book Page	10116/1940
Instrument	2020091978

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

August 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Aug 27, 2018
Property Address	31027 SUMMER SUN LOOP, WESLEY CHAPEL, FL 33545-5166
Document Number	0097782629
Book / Page	9778 / 2629
Map Reference	MB 76 PG 34-45
Instrument Date	Aug 24, 2018
Instrument	2018145066
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 13, 2021
Title Company	DHI TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,834.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31027 SUMMER SUN LOOP, WESLEY CHAPEL, FL 33545-5166

Mortgage

Document Number	2018145067
Date	Aug 27, 2018
Instrument	2018145067

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,558.00 (+6.46%)	$315,953 (+0.96%) Land $82,494 Building $233,459	$315,953 (+0.96%) Land $82,494 Building $233,459
2023	$8,039.00 (+12.09%)	$312,960 (+14.19%) Land $47,309 Building $265,651	$312,960 (+14.19%) Land $47,309 Building $265,651
2022	$7,172.00	$274,070 Land $47,309 Building $226,761	$274,070 Land $47,309 Building $226,761

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	2 (2012–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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