31022 Richards Ferry Rd, Richardsville, VA 22736 Property Records

Culpeper County property record for 31022 Richards Ferry Rd, Richardsville, VA 22736

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,106 sqft · built 1999
Lot Size5.17 acres (225,205 sqft)
OwnerIndividual Name on File
Last Sale$283,500 (Oct 2020)
Tax Bill$1,566 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN70-1-A

Property Details

APN / Parcel Number

Primary APN70-1-A
Alternative APN
  • 18990

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,106 sqft Living Area
1st Floor Area1,106 sqft
Basement Area1,106 sqft
Unfinished Basement1,106 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area225,205 sqft (5.17 acres)
PorchPorch
Porch Area28 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number18990
Street Address31022 RICHARDS FERRY RD
CityRICHARDSVILLE
StateVA
Zip22736-1931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionLOT 1 PLAT CAB 6/11
Legal Lot Number1
JurisdictionCULPEPER VA
Township / Civil DivisionSTEVENSBURG
Census Block Group3
Census Block3037
Census Tract930400

Owner

31022 Richards Ferry Rd is owned and occupied by an individual who bought it in October 2020.

Source: Culpeper County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address31022 RICHARDS FERRY RD, RICHARDSVILLE, VA 22736-1931
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2020 · Amount on File
Deed SaleOct 30, 2020 · Amount on File
Prior SaleApr 29, 2016 · Amount on File
Deed Document Number20207640
Prior Transfer DateNov 4, 2008
Prior Transfer Doc080007047
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCULPEPER VA
Recording DateOct 30, 2020
Property Address31022 RICHARDS FERRY RD, RICHARDSVILLE, VA 22736-1931
Document Number200007640
Instrument DateOct 20, 2020
Instrument200007640
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyTERRYS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31022 RICHARDS FERRY RD, RICHARDSVILLE, VA 22736-1931

Mortgage

Document Number200007641
DateOct 30, 2020
Instrument200007641
Lender
NameM&T BANK
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 31022 Richards Ferry Rd was $1,566.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,566.00$364,300 Land $125,400 Building $238,900$364,300 Land $125,400 Building $238,900
2024$1,566.00 (+1.69%)
2023$1,540.00$334,900 Land $100,400 Building $234,500$334,900 Land $100,400 Building $234,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31022 Richards Ferry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31022 Richards Ferry Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Virginia Broadband
Fixed Wireless · not low latency
25 / 5

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Richards Ferry Rd

Nearby Streets

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