31020 Florence Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 31020 Florence Rd, Punta Gorda, FL 33982 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2015
Square Footage	1,767 sqft Living Area
Lot Size	217,363 sqft (4.98 acres)
Occupancy	Owner Occupied
Last Sale	$27,500 (2016)
Tax Bill	$4,038.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`40-24-17-300-015`
Alternative APNs	`0072956-002000-9` `10004626152`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,767 sqft Living Area
Gross Area	3,123 sqft Gross Area
Stories	1 Stories
Primary Flooring	Covered Flooring

Exterior

Year Built	Built 2015
Exterior Material	Masonry/Stucco Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	217,363 sqft (4.98 acres)
Driveway	1 Driveway
Driveway Area	1 sqft Driveway
Garage Type	Attached Garage
Garage Area	575 sqft Garage

Exterior Amenities

Pool Area	461 sqft Pool
Total Buildings	2 Total Buildings
Porch	1 Porch
Porch Area	781 sqft Porch
Pole Structure	1,380 sqft Pole Structure

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	10004626152
Old Parcel Number	00729560020009
Street Address	31020 FLORENCE RD
City	PUNTA GORDA
State	FL
Zip	33982-3362
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ZZZ 174024 P26-2 17 40 24 2.5A M/L P-26-2 TH E 253.26 FT OF W 371.52 FT OF S 430 FT OF LOT 25 AKA TR 10 419/61
Legal Range	24E
Legal Township	40S
Legal Section	18
Legal Subdivision	FLORIDONIA
Legal Tract	10
Legal Lot Number	25 36
Jurisdiction	CHARLOTTE FL
Minor Civil Division	PUNTA GORDA
Census Blockgroup	1
Census Block	1016
Census Tract	10100

Owner

Source: Charlotte County records · APN 40-24-17-300-015

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31020 FLORENCE RD, PUNTA GORDA, FL 33982-3362
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 02, 2016 · Amount on Record
Deed Sale	Feb 02, 2016 · Amount on Record
Prior Sale	Feb 08, 2006 · Amount on Record
Deed Doc Number	2413980
Deed Book / Page	3856 / 0890
Prior Transfer Date	Apr 11, 2014
Prior Transfer Doc	2257512
Record Refreshed	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	31020 FLORENCE RD, PUNTA GORDA, FL 33982-3362
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31020 FLORENCE RD, PUNTA GORDA, FL 33982-3362

Mortgage

Document Number	0046730127
Date	Dec 07, 2020
Book Page	4673/127
Instrument	2880214

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,038.00 (-27.14%) Homeowner's exemption	$307,684 (+5.99%)	$437,414 (-3%) Land $97,020 Building $340,394
2023	$5,542.00 (+3.72%) Homeowner's exemption	$290,304 (+3%)	$450,924 (+1.35%) Land $92,610 Building $358,314
2022	$5,343.00 Homeowner's exemption	$281,849	$444,910 Land $44,982 Building $399,928

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Coastal	Yes
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 44% of Florida
Wildfire Likelihood	About 1 in 372 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.