31020 450th Ave, Gayville, SD 57031 Property Records

Yankton County property record for 31020 450th Ave, Gayville, SD 57031

Property Summary

Property Type	Commercial
Lot Size	8.87 acres (386,377 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,202 (2025)
Deeds & Mortgages	May 2023 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01.011.400.150`

Property Details

APN / Parcel Number

Primary APN	`01.011.400.150`

Exterior

Lot Area	386,377 sqft (8.87 acres)

Location & Zoning

Street Address	31020 450TH AVE
City	GAYVILLE
State	SD
Zip	57031-6534
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	BARNES ADDN W2 NW4 EXC LT R-8
Legal Range	54
Legal Township	93
Legal Section	11
Legal Subdivision	BARNES ADDN
Legal Lot Number	R-8
Jurisdiction	YANKTON SD
Township / Civil Division	GAYVILLE
Census Block Group	5
Census Block	5042
Census Tract	966400

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1040, YANKTON, SD 57078-1040
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANKFIRST
Jun 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANKFIRST
Dec 23, 2019	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	31020 450TH AVE, GAYVILLE, SD 57031-6534
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31020 450TH AVE, GAYVILLE, SD 57031-6534

Mortgage

Document Number	000569/399
Date	May 10, 2023
Book Page	569/399

Lender

Name	BANKFIRST
Type	Bank
Address	NORFOLK, NE 68701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2038

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	31020 450TH AVE, GAYVILLE, SD 57031-6534
Transaction Type	Mortgage
Record Updated	Jul 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31020 450TH AVE, GAYVILLE, SD 57031-6534

Mortgage

Document Number	559/412
Date	Jun 30, 2021
Book Page	559/412

Lender

Name	BANKFIRST
Type	Bank
Address	NORFOLK, NE 68701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2031

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	31020 450TH AVE, GAYVILLE, SD 57031-6534
Transaction Type	Mortgage
Record Updated	Jan 17, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	548/494
Date	Dec 23, 2019
Book Page	548/494

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	YANKTON, SD 57078

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
County Subdivision	Gayville Township
Unified School District	Gayville-Volin School District 63-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$749,100 (+19.93%) Land $31,000 Building $718,100	$749,100 Land $31,000 Building $718,100
2025	$7,202.00 (+65.94%)
2023		$624,600 Land $31,000 Building $593,600
2022	$4,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	11 (1997–2019)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2019 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BY WATER DISTRICT serves 13,320 people · EPA ID SD4600865
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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