3102 Whiteway Rd, Baltimore (Sparrows Point), MD 21219 Property Records

Baltimore County property record for 3102 Whiteway Rd, Baltimore, MD 21219

Property Summary

Property TypeSingle Family Home
Details2 ba · 856 sqft · built 1932
Lot Size0.155 acres (6,750 sqft)
Owner2 Individual Names on Record
Last Sale$178,000 (Dec 2021)
Tax Bill$2,946 (2024)
Deeds & MortgagesOct 2026 Line of Credit
Dec 2025 Second Mortgage
+ 4 more
APN15-1508001880

Property Details

APN / Parcel Number

Primary APN15-1508001880
Alternative APN
  • 1508001880

Interior

Full Baths2 Baths
Stories1 Story
Building Area856 sqft Living Area
1st Floor Area856 sqft

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Architectural StyleConventional
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area6,750 sqft (0.155 acres)
Lot Dimensions135 ft deep x 50 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1508001880
Street Address3102 WHITEWAY RD
CitySPARROWS POINT
StateMD
Zip21219-1138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 9,10 LYNCH POINT
Legal SubdivisionLYNCH POINT
Legal BlockC
Legal Lot Number9
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1011
Census Tract452000

Owner

Source: Baltimore County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3102 WHITEWAY RD, SPARROWS POINT, MD 21219-1138
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2026Deed of Trust, Mortgage · Line of Credit
FEDERAL FINANCIAL FEDERAL CREDIT UNION
Dec 2, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST FINANCIAL FCU OF MARYLAND
Jul 1, 2022Deed of Trust, Mortgage · FHA Mortgage
BAY CAPITAL MORTGAGE CORP
Jun 22, 2022Deed, Transfer
BAYVIEW TITLE, BAYVIEW TITLE LLC
Oct 4, 2021Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Dec 29, 2021Deed, Transfer · Conventional Mortgage
JAMES WOMER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2021 · Amount on Record
Deed SaleDec 29, 2021 · Amount on Record
Prior SaleOct 4, 2021 · Amount on Record
Deed Book / Page46116 / 84
Transfer Doc0000084973
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Recording DateOct 8, 2026
Property Address3102 WHITEWAY RD, SPARROWS POINT, MD 21219-1138
Document Number5180000371
Book / Page51807 / 371
Instrument DateSep 24, 2026
Transaction TypeMortgage
Record UpdatedOct 23, 2026
Title CompanyACCURATE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address3102 WHITEWAY RD, SPARROWS POINT, MD 21219-1138

Mortgage

Document Number5180000371,
DateOct 8, 2026
Book Page51807/371
Lender
NameFEDERAL FINANCIAL FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 30, 2046
Interest
Rate TypeAdjustable Rate
Rate2.49%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address3102 WHITEWAY RD, BALTIMORE, MD 21219-1138
Transaction TypeMortgage
Record UpdatedDec 11, 2025
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0507550319
DateDec 2, 2025
Book Page50755/319
Lender
NameFIRST FINANCIAL FCU OF MARYLAND
TypeCredit Union
AddressSPARKS GLENCOE, MD 21152
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueDec 1, 2045

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address3102 WHITEWAY RD, BALTIMORE, MD 21219-1138
Transaction TypeMortgage
Record UpdatedSep 25, 2023
Title CompanyBAYVIEW TITLE, BAYVIEW TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3102 WHITEWAY RD, BALTIMORE, MD 21219-1138

Mortgage

Document Number0471170391
DateJul 1, 2022
Book Page47117/391
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
AddressANNAPOLIS, MD 21401
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term355 Months
DueFeb 1, 2052

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateJun 22, 2022
Property Address3102 WHITEWAY RD, BALTIMORE, MD 21219-1138
Document Number0470580002
Book / Page47058 / 2
Map ReferenceLB WPC 8 FO 38
Instrument DateJan 10, 2022
Transaction TypeTransfer
Record UpdatedJun 30, 2022
Title CompanyBAYVIEW TITLE, BAYVIEW TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateOct 4, 2021
Property Address3102 WHITEWAY RD, BALTIMORE, MD 21219-1138
Document Number0455550159
Book / Page45555 / 159
Map ReferenceLB WPC8 FO 38
Instrument DateAug 20, 2021
Transaction TypeTransfer
Record UpdatedOct 13, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1902 TOWSON AVE, DUNDALK, MD 21222-3048

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateDec 29, 2021
Property Address3102 WHITEWAY RD, BALTIMORE, MD 21219-1138
Document Number0461160084
Book / Page46116 / 84
Instrument DateAug 20, 2021
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyBLACK OAK TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004611693
DateDec 29, 2021
Instrument46116/93
Lender
NameJAMES WOMER
TypePrivate Party
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$175,867 (+18.35%)$189,500 (+27.52%) Land $73,800 Building $115,700
2024$2,946.00 (+106.88%)
2023$1,424.00$148,600 Land $72,700 Building $75,900$148,600 Land $72,700 Building $75,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 98 policies
Nearby Flood Policies98 in force
Nearby Flood Claims229 (1978–2024)
Claims Outside the SFHA11 of 229
Most Recent ClaimAug 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Hurricane Isabel, Sep 2003 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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