3102 Vera Valley Rd, Franklin, TN 37064 Property Records

Williamson County property record for 3102 Vera Valley Rd, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,723 sqft · built 1997
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on Record
Last Sale	$645,000 (Jun 2022)
Tax Bill	$2,085 (2024)
Deeds & Mortgages	Jan 2023 Transfer Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`063P-F-028.00-000`

Property Details

APN / Parcel Number

Primary APN	`063P-F-028.00-000`
Alternative APNs	`094063P F 02800` `211099`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,723 sqft Living Area
Gross Area	2,187 sqft
1st Floor Area	1,723 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	464 sqft
Driveway	Driveway
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3102 VERA VALLEY RD
City	FRANKLIN
State	TN
Zip	37064-2498
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD SPENCER HALL SEC 1 PB 22 PG 99 LOT 0127
Legal Subdivision	SPENCER HALL
Legal Lot Number	0127
Jurisdiction	WILLIAMSON TN
Township / Civil Division	10
Census Block Group	1
Census Block	1017
Census Tract	50603

Owner

Source: Williamson County records, as of October 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3102 VERA VALLEY RD, FRANKLIN, TN 37064-2498
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Intrafamily Transfer, Transfer WINDMILL TITLE LLC
Jun 16, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Jun 16, 2020	Warranty Deed, Transfer BRIDGEHOUSE TITLE
Oct 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage SWBC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022 · Amount on Record
Deed Sale	Jun 16, 2022 · Amount on Record
Prior Sale	Jun 16, 2020 · Amount on Record
Deed Document Number	202227264
Deed Book / Page	9031 / 380
Last Transfer Date	Jan 10, 2023
Transfer Doc	0091770703
Record Updated	Jun 8, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILLIAMSON TN
Recording Date	Jan 10, 2023
Property Address	3102 VERA VALLEY RD, FRANKLIN, TN 37064-2498
Document Number	0091770703
Book / Page	9177 / 703
Map Reference	MB 22 PG 99
Instrument Date	Jan 10, 2023
Instrument	23000815
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WINDMILL TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 VERA VALLEY RD, FRANKLIN, TN 37064-2498

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jun 16, 2022
Property Address	3102 VERA VALLEY RD, FRANKLIN, TN 37064-2498
Document Number	0090310380
Book / Page	9031 / 380
Map Reference	MB 22 PG 99
Instrument Date	Jun 10, 2022
Instrument	22027264
Transaction Type	Transfer
Record Updated	Jan 18, 2023
Title Company	BRIDGEHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,386.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 VERA VALLEY RD, FRANKLIN, TN 37064-2498

Mortgage

Document Number	0022027265
Date	Jun 16, 2022
Instrument	22027265

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jun 16, 2020
Property Address	3102 VERA VALLEY RD, FRANKLIN, TN 37064-2498
Document Number	0080460262
Book / Page	008046 / 000262
Instrument Date	Jun 12, 2020
Instrument	29242
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	BRIDGEHOUSE TITLE

Transaction

Amount	Amount Recorded
Tax	$1,536.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2311 SEBASTOPOL CA 954732311, SEBASTOPOL, CA 95473-2311

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	3102 VERA VALLEY RD, FRANKLIN, TN 37064-2498
Document Number	0074790109
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 19, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3102 VERA VALLEY RD FRANKLIN TN 370642498, FRANKLIN, TN 37064-2498

Mortgage

Document Number	0074790109
Date	Oct 8, 2018
Book Page	007479/000109
Instrument	39827

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2048

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$154,825 (+60.07%) Land $62,500 Building $92,325	$619,300 (+60.07%) Land $250,000 Building $369,300
2024	$2,085.00
2023	$2,085.00	$96,725 (-) Land $26,250 Building $70,475	$386,900 (-) Land $105,000 Building $281,900
2022	$2,085.00	$96,725 Land $26,250 Building $70,475	$386,900 Land $105,000 Building $281,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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