3102 Trustee Ave, Sarasota, FL 34243 Property Records

Manatee County property record for 3102 Trustee Ave, Sarasota, FL 34243

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,579 sqft · built 2018
Lot Size	0.11 acres (4,793 sqft)
Owner	2 Individual Names on Record
Last Sale	$412,500 (Oct 2021)
Tax Bill	$6,184 (2024)
Deeds & Mortgages	Jun 2021 Line of Credit Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19658-0820-9`

Property Details

APN / Parcel Number

Primary APN	`19658-0820-9`
Alternative APN	`3518291965808209`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,579 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	1,579 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	4,793 sqft (0.11 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	279 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3102 TRUSTEE AVE
City	SARASOTA
State	FL
Zip	34243-2551
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	PD-R
Legal Description	LOT 124 UNIVERSITY VILLAGE PI#19658.0820/9
Legal Range	18E
Legal Township	35S
Legal Section	29
Legal Subdivision	UNIVERSITY VILLAGE
Legal Tract	01965800
Legal Lot Number	124
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3016
Census Tract	805

Owner

Source: Manatee County records, as of August 25, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8515 LAKEMONT DR, DALLAS, TX 75209-2635
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Oct 25, 2021	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Jul 29, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Dec 17, 2018	Special Warranty Deed, Transfer · Conventional Mortgage SYNOVUS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Dec 17, 2018 · Amount on Record
Deed Document Number	2021141353
Prior Transfer Date	Jul 19, 2019
Prior Transfer Doc	0027941622
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3102 TRUSTEE AVE, SARASOTA, FL 34243-2551
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 TRUSTEE AVE, SARASOTA, FL 34243-2551

Mortgage

Document Number	0041081577
Date	Jun 18, 2021
Instrument	202141081577

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Oct 25, 2021
Property Address	3102 TRUSTEE AVE, SARASOTA, FL 34243-2551
Document Number	0041141353
Map Reference	MB 59 PG 36-48
Instrument Date	Oct 25, 2021
Instrument	202141141353
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	MSC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 610, SARASOTA, FL 34230-0610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8515 LAKEMONT DR, DALLAS, TX 75209-2635

Mortgage

Document Number	0041141354
Date	Oct 25, 2021
Instrument	202141141354

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 29, 2019
Property Address	3102 TRUSTEE AVE, SARASOTA, FL 34243-2551
Document Number	0027941622
Book / Page	002794 / 001622
Instrument Date	Jul 19, 2019
Instrument	41074013
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3102 TRUSTEE AVE SARASOTA FL 342432551, SARASOTA, FL 34243-2551

December 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 17, 2018
Property Address	3102 TRUSTEE AVE, SARASOTA, FL 34243-2551
Document Number	0041125136
Book / Page	2760 / 5510
Map Reference	MB 59 PG 36-48
Instrument Date	Dec 13, 2018
Instrument	201841125136
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	SUN COAST TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,113.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1651 WHITFIELD AVE, 1651, SARASOTA, FL 34243-3945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 TRUSTEE AVE, SARASOTA, FL 34243-2551

Mortgage

Document Number	0041125137
Date	Dec 17, 2018
Instrument	201841125137

Lender

Name	SYNOVUS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$400,561 (-1.66%) Land $79,050 Building $321,511	$400,561 (-1.66%) Land $79,050 Building $321,511
2024	$6,184.00 (-1.34%)
2023	$6,268.00 (+10.1%)	$407,331 (+12.68%) Land $79,050 Building $328,281	$407,331 (+12.68%) Land $79,050 Building $328,281
2022	$5,693.00	$361,493 Land $77,500 Building $283,993	$361,493 Land $77,500 Building $283,993

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	40 (1992–2024)
Claims Outside the SFHA	14 of 40
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Xfinity.

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